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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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USAGENCIES CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
USAGENCIES CREDIT UNION |
| Address | 95 SW TAYLOR ST
PORTLAND, OR 97204 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 90 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,793,000 |
| Average Mortgage Loan Amount Applied For | $44,222 |
| Highest Mortgage Loan Amount Applied For | $300,000 |
| Average Applicant Income | $75,722 |
| Highest Applicant Income | $200,000 |
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| Home Improvement |
51 | $857,000 |
$16,000 | $118,000 |
$69,000 | $200,000 |
| Home Purchase |
1 | $126,000 |
$126,000 | $126,000 |
$87,000 | $87,000 |
| Refinancing |
38 | $2,810,000 |
$73,000 | $300,000 |
$94,000 | $179,000 |
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| American Indian or Alaskan Native |
1 | $2,000 |
$2,000 | $2,000 |
$75,000 | $75,000 |
| Asian |
1 | $54,000 |
$54,000 | $54,000 |
$165,000 | $165,000 |
| Black or African American |
1 | $46,000 |
$46,000 | $46,000 |
$76,000 | $76,000 |
| Hispanic |
3 | $167,000 |
$55,000 | $90,000 |
$84,000 | $128,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
56 | $2,024,000 |
$36,000 | $300,000 |
$78,000 | $200,000 |
| White |
28 | $1,500,000 |
$53,000 | $190,000 |
$80,000 | $150,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
90 | $3,793,000 |
$42,000 | $300,000 |
$80,000 | $200,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
2 | $140,000 |
$70,000 | $135,000 |
$45,000 | $51,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
88 | $3,653,000 |
$41,000 | $300,000 |
$81,000 | $200,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for USAGENCIES CREDIT UNION by:
Metropolitan Area And
County
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