|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
UVA COMMUNITY CREDIT UNION INC
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
UVA COMMUNITY CREDIT UNION INC |
| Address | 3300 BERKMAR DRIVE
CHARLOTTESVILLE, VA 22901 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 803 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $36,904,000 |
| Average Mortgage Loan Amount Applied For | $51,366 |
| Highest Mortgage Loan Amount Applied For | $417,000 |
| Average Applicant Income | $76,066 |
| Highest Applicant Income | $360,000 |
|
|
|
| Home Improvement |
523 | $11,035,000 |
$21,000 | $215,000 |
$59,000 | $212,000 |
| Home Purchase |
56 | $7,279,000 |
$129,000 | $382,000 |
$78,000 | $360,000 |
| Refinancing |
224 | $18,590,000 |
$82,000 | $417,000 |
$69,000 | $356,000 |
|
|
| American Indian or Alaskan Native |
5 | $342,000 |
$68,000 | $164,000 |
$67,000 | $88,000 |
| Asian |
9 | $422,000 |
$46,000 | $100,000 |
$69,000 | $102,000 |
| Black or African American |
131 | $4,355,000 |
$33,000 | $292,000 |
$46,000 | $144,000 |
| Hispanic |
11 | $446,000 |
$40,000 | $256,000 |
$78,000 | $168,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
56 | $306,000 |
$5,000 | $15,000 |
$48,000 | $135,000 |
| White |
591 | $31,033,000 |
$52,000 | $417,000 |
$67,000 | $360,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
799 | $35,884,000 |
$44,000 | $417,000 |
$63,000 | $360,000 |
| FHA-insured (Federal Housing Administration) |
1 | $175,000 |
$175,000 | $175,000 |
$40,000 | $40,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $845,000 |
$281,000 | $382,000 |
$92,000 | $101,000 |
|
|
| Application Approved But Not Accepted |
8 | $112,000 |
$14,000 | $69,000 |
$55,000 | $136,000 |
| Application Denied By Financial Institution |
119 | $6,717,000 |
$56,000 | $320,000 |
$45,000 | $156,000 |
| Application Withdrawn By Applicant |
48 | $3,921,000 |
$81,000 | $351,000 |
$69,000 | $360,000 |
| File Closed For Incompleteness |
21 | $3,542,000 |
$168,000 | $382,000 |
$59,000 | $101,000 |
| Loan Originated |
607 | $22,612,000 |
$37,000 | $417,000 |
$66,000 | $356,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for UVA COMMUNITY CREDIT UNION INC by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
