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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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VA DESERT PACIFIC FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
VA DESERT PACIFIC FCU |
| Address | 5901 E 7TH STREET
LONG BEACH, CA 90822 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 28 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,641,000 |
| Average Mortgage Loan Amount Applied For | $77,000 |
| Highest Mortgage Loan Amount Applied For | $540,000 |
| Average Applicant Income | $146,000 |
| Highest Applicant Income | $979,000 |
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| Home Improvement |
7 | $419,000 |
$59,000 | $120,000 |
$110,000 | $206,000 |
| Home Purchase |
4 | $1,061,000 |
$265,000 | $540,000 |
$337,000 | $979,000 |
| Refinancing |
17 | $1,161,000 |
$68,000 | $500,000 |
$145,000 | $972,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $331,000 |
$110,000 | $181,000 |
$121,000 | $154,000 |
| Black or African American |
8 | $237,000 |
$29,000 | $105,000 |
$61,000 | $128,000 |
| Hispanic |
3 | $78,000 |
$26,000 | $40,000 |
$67,000 | $81,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $35,000 |
$35,000 | $35,000 |
$369,000 | $369,000 |
| Not Provided |
2 | $146,000 |
$73,000 | $125,000 |
$82,000 | $90,000 |
| White |
11 | $1,814,000 |
$164,000 | $540,000 |
$272,000 | $979,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
28 | $2,641,000 |
$94,000 | $540,000 |
$164,000 | $979,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $37,000 |
$37,000 | $37,000 |
$63,000 | $63,000 |
| Application Denied By Financial Institution |
4 | $173,000 |
$43,000 | $105,000 |
$78,000 | $128,000 |
| Application Withdrawn By Applicant |
2 | $130,000 |
$65,000 | $100,000 |
$110,000 | $113,000 |
| File Closed For Incompleteness |
1 | $12,000 |
$12,000 | $12,000 |
$33,000 | $33,000 |
| Loan Originated |
20 | $2,289,000 |
$114,000 | $540,000 |
$198,000 | $979,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $7,000 |
$7,000 | $7,000 |
$66,000 | $66,000 |
| Debt-To-Income Ratio |
2 | $132,000 |
$66,000 | $105,000 |
$80,000 | $128,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $34,000 |
$34,000 | $34,000 |
$88,000 | $88,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for VA DESERT PACIFIC FCU by:
Metropolitan Area And
County
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