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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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VA DESERT PACIFIC FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
VA DESERT PACIFIC FCU |
| Address | 5901 E 7TH ST
LONG BEACH, CA 90822 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2004 |
| All Data Years | 2004 |
| Total Number of Mortgage Loan Applications Processed | 71 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,745,000 |
| Average Mortgage Loan Amount Applied For | $221,200 |
| Highest Mortgage Loan Amount Applied For | $628,000 |
| Average Applicant Income | $200,200 |
| Highest Applicant Income | $456,000 |
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| Home Improvement |
2 | $17,000 |
$8,000 | $10,000 |
$44,000 | $49,000 |
| Home Purchase |
69 | $8,728,000 |
$103,000 | $628,000 |
$163,500 | $456,000 |
| Refinancing |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $604,000 |
$151,000 | $304,000 |
$117,000 | $199,000 |
| Black or African American |
11 | $688,000 |
$62,000 | $276,000 |
$55,000 | $108,000 |
| Hispanic |
4 | $395,000 |
$98,000 | $296,000 |
$75,000 | $77,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $7,000 |
$7,000 | $7,000 |
$39,000 | $39,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
40 | $6,153,000 |
$153,000 | $628,000 |
$154,000 | $456,000 |
| White |
11 | $898,000 |
$80,500 | $320,000 |
$142,500 | $214,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
71 | $8,745,000 |
$101,500 | $628,000 |
$160,500 | $456,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $60,000 |
$30,000 | $35,000 |
$81,000 | $106,000 |
| Application Denied By Financial Institution |
2 | $348,000 |
$174,000 | $328,000 |
$88,000 | $137,000 |
| Application Withdrawn By Applicant |
2 | $71,000 |
$35,000 | $41,000 |
$59,000 | $63,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
65 | $8,266,000 |
$103,500 | $628,000 |
$164,000 | $456,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $328,000 |
$328,000 | $328,000 |
$137,000 | $137,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $20,000 |
$20,000 | $20,000 |
$40,000 | $40,000 |
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Mortgage Loan App Totals for VA DESERT PACIFIC FCU by:
Metropolitan Area And
County
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