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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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VALLEY COMMERCE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
VALLEY COMMERCE BANK |
| Address | 5050 N. 44TH STREET
PHOENIX, AZ 85018 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 13 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,739,000 |
| Average Mortgage Loan Amount Applied For | $335,000 |
| Highest Mortgage Loan Amount Applied For | $1,650,000 |
| Average Applicant Income | $142,333 |
| Highest Applicant Income | $446,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
6 | $1,920,000 |
$363,000 | $600,000 |
$210,333 | $318,000 |
| Refinancing |
8 | $3,319,000 |
$414,000 | $1,650,000 |
$134,000 | $446,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $565,000 |
$188,000 | $440,000 |
$0 | $0 |
| Not Provided |
3 | $568,000 |
$189,000 | $319,000 |
$77,000 | $139,000 |
| White |
8 | $4,106,000 |
$453,666 | $1,650,000 |
$232,333 | $446,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
14 | $5,239,000 |
$393,666 | $1,650,000 |
$201,333 | $446,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
7 | $2,694,000 |
$396,333 | $600,000 |
$191,000 | $318,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
7 | $2,545,000 |
$363,000 | $1,650,000 |
$182,000 | $446,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for VALLEY COMMERCE BANK by:
Metropolitan Area And
County
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