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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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VALLEY COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
VALLEY COMMUNITY BANK |
| Address | 465 MAIN STREET
PLEASANTON, CA 94566 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 5 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,244,000 |
| Average Mortgage Loan Amount Applied For | $1,593,666 |
| Highest Mortgage Loan Amount Applied For | $3,695,000 |
| Average Applicant Income | $17,333 |
| Highest Applicant Income | $104,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
2 | $2,169,000 |
$1,084,000 | $1,919,000 |
$52,000 | $104,000 |
| Refinancing |
3 | $6,075,000 |
$2,025,000 | $3,695,000 |
$0 | $0 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $1,320,000 |
$1,320,000 | $1,320,000 |
$0 | $0 |
| Black or African American |
1 | $1,060,000 |
$1,060,000 | $1,060,000 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $250,000 |
$250,000 | $250,000 |
$104,000 | $104,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
2 | $5,614,000 |
$2,807,000 | $3,695,000 |
$0 | $0 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
5 | $8,244,000 |
$1,648,000 | $3,695,000 |
$20,000 | $104,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
5 | $8,244,000 |
$1,648,000 | $3,695,000 |
$20,000 | $104,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for VALLEY COMMUNITY BANK by:
Metropolitan Area And
County
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