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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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VALLEY MORTGAGE SERVICES, LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
VALLEY MORTGAGE SERVICES, LLC |
| Address | 3232 NEWMARK DR.
MIAMISBURG, OH 45342 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 52 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,627,000 |
| Average Mortgage Loan Amount Applied For | $156,111 |
| Highest Mortgage Loan Amount Applied For | $341,000 |
| Average Applicant Income | $61,666 |
| Highest Applicant Income | $144,000 |
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| Home Improvement |
1 | $84,000 |
$84,000 | $84,000 |
$113,000 | $113,000 |
| Home Purchase |
43 | $6,404,000 |
$148,000 | $341,000 |
$69,000 | $144,000 |
| Refinancing |
8 | $1,139,000 |
$142,000 | $305,000 |
$61,000 | $113,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $120,000 |
$120,000 | $120,000 |
$35,000 | $35,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
18 | $3,015,000 |
$167,000 | $341,000 |
$72,000 | $132,000 |
| White |
33 | $4,492,000 |
$136,000 | $305,000 |
$68,000 | $144,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
39 | $5,863,000 |
$150,000 | $341,000 |
$75,000 | $144,000 |
| FHA-insured (Federal Housing Administration) |
13 | $1,764,000 |
$135,000 | $174,000 |
$50,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $222,000 |
$111,000 | $139,000 |
$82,000 | $128,000 |
| Application Denied By Financial Institution |
1 | $84,000 |
$84,000 | $84,000 |
$27,000 | $27,000 |
| Application Withdrawn By Applicant |
6 | $879,000 |
$146,000 | $303,000 |
$44,000 | $62,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
43 | $6,442,000 |
$149,000 | $341,000 |
$72,000 | $144,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $84,000 |
$84,000 | $84,000 |
$27,000 | $27,000 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for VALLEY MORTGAGE SERVICES, LLC by:
Metropolitan Area And
County
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