|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
VALLEY VIEW STATE BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
VALLEY VIEW STATE BANK |
| Address | 7500 W 95TH STREET
OVERLAND PARK, KS 66212 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 362 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $48,649,000 |
| Average Mortgage Loan Amount Applied For | $171,625 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $89,625 |
| Highest Applicant Income | $624,000 |
|
|
|
| Home Improvement |
57 | $2,094,000 |
$36,000 | $550,000 |
$60,000 | $300,000 |
| Home Purchase |
189 | $30,793,000 |
$162,000 | $1,500,000 |
$69,000 | $624,000 |
| Refinancing |
116 | $15,762,000 |
$135,000 | $465,000 |
$76,000 | $350,000 |
|
|
| American Indian or Alaskan Native |
6 | $541,000 |
$90,000 | $199,000 |
$41,000 | $62,000 |
| Asian |
4 | $465,000 |
$116,000 | $203,000 |
$45,000 | $56,000 |
| Black or African American |
8 | $890,000 |
$111,000 | $276,000 |
$67,000 | $154,000 |
| Hispanic |
14 | $1,690,000 |
$120,000 | $288,000 |
$43,000 | $92,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
55 | $6,552,000 |
$119,000 | $1,192,000 |
$0 | $0 |
| Not Provided |
18 | $1,757,000 |
$97,000 | $192,000 |
$70,000 | $216,000 |
| White |
257 | $36,754,000 |
$143,000 | $1,500,000 |
$87,000 | $624,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
357 | $47,947,000 |
$134,000 | $1,500,000 |
$70,000 | $624,000 |
| FHA-insured (Federal Housing Administration) |
5 | $702,000 |
$140,000 | $169,000 |
$38,000 | $68,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
15 | $4,231,000 |
$282,000 | $1,500,000 |
$95,000 | $504,000 |
| Application Denied By Financial Institution |
50 | $6,406,000 |
$128,000 | $1,192,000 |
$62,000 | $262,000 |
| Application Withdrawn By Applicant |
59 | $9,579,000 |
$162,000 | $520,000 |
$91,000 | $624,000 |
| File Closed For Incompleteness |
4 | $297,000 |
$74,000 | $115,000 |
$75,000 | $156,000 |
| Loan Originated |
234 | $28,136,000 |
$120,000 | $889,000 |
$64,000 | $555,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for VALLEY VIEW STATE BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
