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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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VALUEBANK TEXAS
Mortgage Loans and Application Details
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| Mortgage Company Name |
VALUEBANK TEXAS |
| Address | 3649 LEOPARD
CORPUS CHRISTI, TX 78408 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 64 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,659,000 |
| Average Mortgage Loan Amount Applied For | $88,400 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $104,200 |
| Highest Applicant Income | $1,036,000 |
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| Home Improvement |
9 | $497,000 |
$55,000 | $125,000 |
$114,000 | $411,000 |
| Home Purchase |
36 | $3,836,000 |
$106,000 | $540,000 |
$229,000 | $931,000 |
| Refinancing |
19 | $3,326,000 |
$175,000 | $1,200,000 |
$180,000 | $1,036,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
6 | $1,261,000 |
$210,000 | $540,000 |
$95,000 | $288,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
9 | $730,000 |
$81,000 | $203,000 |
$163,000 | $1,036,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $184,000 |
$184,000 | $184,000 |
$240,000 | $240,000 |
| Not applicable |
4 | $474,000 |
$118,000 | $218,000 |
$111,000 | $314,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
44 | $5,010,000 |
$113,000 | $1,200,000 |
$227,000 | $931,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
64 | $7,659,000 |
$119,000 | $1,200,000 |
$198,000 | $1,036,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
11 | $2,822,000 |
$256,000 | $1,200,000 |
$182,000 | $747,000 |
| Application Denied By Financial Institution |
15 | $1,146,000 |
$76,000 | $203,000 |
$52,000 | $103,000 |
| Application Withdrawn By Applicant |
2 | $110,000 |
$55,000 | $82,000 |
$29,000 | $58,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
36 | $3,581,000 |
$99,000 | $540,000 |
$274,000 | $1,036,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $195,000 |
$48,000 | $96,000 |
$45,000 | $72,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $524,000 |
$74,000 | $147,000 |
$44,000 | $73,000 |
| Debt-To-Income Ratio |
3 | $407,000 |
$135,000 | $203,000 |
$76,000 | $103,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for VALUEBANK TEXAS by:
Metropolitan Area And
County
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