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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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VANGUARD MORTGAGE & TITLE, INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
VANGUARD MORTGAGE & TITLE, INC |
| Address | 7921 SOUTHPARK PLAZA, STE. 100
LITTLTETON, CO 80120 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 678 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $143,326,000 |
| Average Mortgage Loan Amount Applied For | $207,095 |
| Highest Mortgage Loan Amount Applied For | $2,500,000 |
| Average Applicant Income | $93,443 |
| Highest Applicant Income | $2,732,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
373 | $70,555,000 |
$189,000 | $1,460,000 |
$103,000 | $2,732,000 |
| Refinancing |
306 | $72,971,000 |
$238,000 | $2,500,000 |
$102,000 | $635,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
9 | $1,987,000 |
$220,000 | $417,000 |
$68,000 | $144,000 |
| Black or African American |
51 | $13,268,000 |
$260,000 | $1,460,000 |
$101,000 | $569,000 |
| Hispanic |
37 | $5,505,000 |
$148,000 | $650,000 |
$62,000 | $243,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $287,000 |
$143,000 | $200,000 |
$55,000 | $84,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
77 | $15,202,000 |
$197,000 | $960,000 |
$61,000 | $640,000 |
| White |
503 | $107,277,000 |
$213,000 | $2,500,000 |
$113,000 | $2,732,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
650 | $139,623,000 |
$214,000 | $2,500,000 |
$105,000 | $2,732,000 |
| FHA-insured (Federal Housing Administration) |
29 | $3,903,000 |
$134,000 | $223,000 |
$42,000 | $74,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
13 | $2,799,000 |
$215,000 | $885,000 |
$89,000 | $312,000 |
| Application Denied By Financial Institution |
13 | $2,158,000 |
$166,000 | $424,000 |
$74,000 | $348,000 |
| Application Withdrawn By Applicant |
106 | $19,369,000 |
$182,000 | $1,460,000 |
$59,000 | $336,000 |
| File Closed For Incompleteness |
4 | $794,000 |
$198,000 | $450,000 |
$10,000 | $42,000 |
| Loan Originated |
543 | $118,406,000 |
$218,000 | $2,500,000 |
$112,000 | $2,732,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $259,000 |
$259,000 | $259,000 |
$80,000 | $80,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $42,000 |
$42,000 | $42,000 |
$51,000 | $51,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for VANGUARD MORTGAGE & TITLE, INC by:
Metropolitan Area And
County
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