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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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VANTAGE FINANCIAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
VANTAGE FINANCIAL CREDIT UNION |
| Address | 5681 SMITH ROAD
BROOK PARK, OH 44142 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 100 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,222,000 |
| Average Mortgage Loan Amount Applied For | $56,285 |
| Highest Mortgage Loan Amount Applied For | $235,000 |
| Average Applicant Income | $58,428 |
| Highest Applicant Income | $120,000 |
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| Home Improvement |
96 | $3,818,000 |
$109,000 | $180,000 |
$69,000 | $120,000 |
| Home Purchase |
2 | $84,000 |
$42,000 | $49,000 |
$45,000 | $47,000 |
| Refinancing |
2 | $320,000 |
$160,000 | $235,000 |
$82,000 | $107,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
13 | $655,000 |
$50,000 | $145,000 |
$52,000 | $64,000 |
| Hispanic |
2 | $87,000 |
$43,000 | $47,000 |
$57,000 | $60,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
85 | $3,480,000 |
$109,500 | $235,000 |
$71,500 | $120,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
100 | $4,222,000 |
$110,000 | $235,000 |
$71,000 | $120,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
100 | $4,222,000 |
$110,000 | $235,000 |
$71,000 | $120,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for VANTAGE FINANCIAL CREDIT UNION by:
Metropolitan Area And
County
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