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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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VANTAGE TRUST FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
VANTAGE TRUST FCU |
| Address | 881 MUNDY STREET
WILKES-BARRE, PA 18702 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 34 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,001,000 |
| Average Mortgage Loan Amount Applied For | $90,000 |
| Highest Mortgage Loan Amount Applied For | $400,000 |
| Average Applicant Income | $151,333 |
| Highest Applicant Income | $258,000 |
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| Home Improvement |
9 | $285,000 |
$31,000 | $75,000 |
$73,000 | $145,000 |
| Home Purchase |
4 | $413,000 |
$103,000 | $126,000 |
$46,000 | $65,000 |
| Refinancing |
21 | $1,303,000 |
$62,000 | $400,000 |
$80,000 | $258,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $20,000 |
$20,000 | $20,000 |
$103,000 | $103,000 |
| Hispanic |
1 | $123,000 |
$123,000 | $123,000 |
$65,000 | $65,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
32 | $1,858,000 |
$58,000 | $400,000 |
$73,000 | $258,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
34 | $2,001,000 |
$58,000 | $400,000 |
$74,000 | $258,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
34 | $2,001,000 |
$58,000 | $400,000 |
$74,000 | $258,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for VANTAGE TRUST FCU by:
Metropolitan Area And
County
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