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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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VIKING BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
VIKING BANK |
| Address | P. O. BOX 80565
SEATTLE, WA 98108 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 151 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $50,936,000 |
| Average Mortgage Loan Amount Applied For | $301,153 |
| Highest Mortgage Loan Amount Applied For | $1,800,000 |
| Average Applicant Income | $168,846 |
| Highest Applicant Income | $611,000 |
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| Home Improvement |
7 | $978,000 |
$139,000 | $504,000 |
$41,000 | $114,000 |
| Home Purchase |
75 | $26,084,000 |
$347,000 | $1,800,000 |
$135,000 | $611,000 |
| Refinancing |
69 | $23,874,000 |
$346,000 | $1,250,000 |
$119,000 | $384,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
8 | $1,688,000 |
$211,000 | $325,000 |
$130,000 | $360,000 |
| Black or African American |
3 | $1,133,000 |
$377,000 | $783,000 |
$35,000 | $69,000 |
| Hispanic |
2 | $243,000 |
$121,000 | $140,000 |
$70,000 | $72,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $988,000 |
$247,000 | $504,000 |
$0 | $0 |
| Not Provided |
25 | $9,368,000 |
$374,000 | $1,800,000 |
$142,000 | $570,000 |
| White |
109 | $37,516,000 |
$344,000 | $1,500,000 |
$127,000 | $611,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
151 | $50,936,000 |
$337,000 | $1,800,000 |
$123,000 | $611,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $529,000 |
$264,000 | $325,000 |
$45,000 | $90,000 |
| Application Denied By Financial Institution |
8 | $1,339,000 |
$167,000 | $304,000 |
$42,000 | $69,000 |
| Application Withdrawn By Applicant |
10 | $3,493,000 |
$349,000 | $960,000 |
$119,000 | $251,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
131 | $45,575,000 |
$347,000 | $1,800,000 |
$130,000 | $611,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $40,000 |
$40,000 | $40,000 |
$51,000 | $51,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $689,000 |
$172,000 | $289,000 |
$53,000 | $69,000 |
| Debt-To-Income Ratio |
2 | $450,000 |
$225,000 | $304,000 |
$18,000 | $25,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $160,000 |
$160,000 | $160,000 |
$38,000 | $38,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for VIKING BANK by:
Metropolitan Area And
County
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