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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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VILLA PARK TRUST & SAVINGS
Mortgage Loans and Application Details
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| Mortgage Company Name |
VILLA PARK TRUST & SAVINGS |
| Address | 10 S VILLA AVE
VILLA PARK, IL 60181 |
| Agency | Federal Reserve System (FRS) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 242 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $27,139,000 |
| Average Mortgage Loan Amount Applied For | $151,857 |
| Highest Mortgage Loan Amount Applied For | $1,800,000 |
| Average Applicant Income | $79,714 |
| Highest Applicant Income | $404,000 |
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| Home Improvement |
49 | $1,433,000 |
$29,000 | $150,000 |
$96,000 | $190,000 |
| Home Purchase |
48 | $8,485,000 |
$176,000 | $1,800,000 |
$69,000 | $192,000 |
| Refinancing |
145 | $17,221,000 |
$118,000 | $900,000 |
$77,000 | $404,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
17 | $4,965,000 |
$292,000 | $1,800,000 |
$60,000 | $264,000 |
| Black or African American |
1 | $285,000 |
$285,000 | $285,000 |
$92,000 | $92,000 |
| Hispanic |
6 | $485,000 |
$80,000 | $170,000 |
$80,000 | $108,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
218 | $21,404,000 |
$98,000 | $900,000 |
$82,000 | $404,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
242 | $27,139,000 |
$112,000 | $1,800,000 |
$77,000 | $404,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $587,000 |
$146,000 | $325,000 |
$63,000 | $77,000 |
| Application Withdrawn By Applicant |
1 | $333,000 |
$333,000 | $333,000 |
$89,000 | $89,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
237 | $26,219,000 |
$110,000 | $1,800,000 |
$79,000 | $404,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $49,000 |
$49,000 | $49,000 |
$61,000 | $61,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $213,000 |
$106,000 | $133,000 |
$68,000 | $77,000 |
| Debt-To-Income Ratio |
1 | $325,000 |
$325,000 | $325,000 |
$61,000 | $61,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for VILLA PARK TRUST & SAVINGS by:
Metropolitan Area And
County
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