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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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VINEYARD BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
VINEYARD BANK |
| Address | 1260 CORONA POINTE COURT
CORONA, CA 92879 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| Data Years (click a year for detail) | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 79 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $147,931,000 |
| Average Mortgage Loan Amount Applied For | $1,676,500 |
| Highest Mortgage Loan Amount Applied For | $8,560,000 |
| Average Applicant Income | $36,500 |
| Highest Applicant Income | $514,000 |
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| Home Improvement |
9 | $18,787,000 |
$2,087,000 | $7,667,000 |
$80,000 | $125,000 |
| Home Purchase |
46 | $96,247,000 |
$2,092,000 | $8,560,000 |
$4,000 | $425,000 |
| Refinancing |
24 | $32,897,000 |
$1,370,000 | $7,200,000 |
$58,000 | $514,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $1,644,000 |
$822,000 | $1,100,000 |
$0 | $0 |
| Black or African American |
1 | $1,033,000 |
$1,033,000 | $1,033,000 |
$0 | $0 |
| Hispanic |
21 | $23,340,000 |
$1,111,000 | $4,435,000 |
$17,000 | $74,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
37 | $102,045,000 |
$2,757,000 | $8,560,000 |
$0 | $0 |
| Not Provided |
1 | $1,080,000 |
$1,080,000 | $1,080,000 |
$0 | $0 |
| White |
17 | $18,789,000 |
$1,105,000 | $5,207,000 |
$111,000 | $514,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
79 | $147,931,000 |
$1,872,000 | $8,560,000 |
$38,000 | $514,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
11 | $21,224,000 |
$1,929,000 | $7,667,000 |
$38,000 | $95,000 |
| Application Withdrawn By Applicant |
1 | $250,000 |
$250,000 | $250,000 |
$514,000 | $514,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
67 | $126,457,000 |
$1,887,000 | $8,560,000 |
$15,000 | $425,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $18,942,000 |
$4,735,000 | $7,667,000 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $64,000 |
$32,000 | $34,000 |
$79,000 | $84,000 |
| Debt-To-Income Ratio |
5 | $2,218,000 |
$443,000 | $1,470,000 |
$36,000 | $95,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for VINEYARD BANK by:
Metropolitan Area And
County
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