|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
VINEYARD BANK N.A.
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
VINEYARD BANK N.A. |
| Address | 1260 CORONA POINTE COURT
CORONA, CA 92879 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 27 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $43,129,000 |
| Average Mortgage Loan Amount Applied For | $2,251,375 |
| Highest Mortgage Loan Amount Applied For | $6,080,000 |
| Average Applicant Income | $62,375 |
| Highest Applicant Income | $420,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
13 | $25,176,000 |
$1,936,000 | $4,750,000 |
$32,000 | $420,000 |
| Refinancing |
14 | $17,953,000 |
$1,282,000 | $6,080,000 |
$17,000 | $119,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $1,000,000 |
$1,000,000 | $1,000,000 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
18 | $32,318,000 |
$1,795,000 | $6,080,000 |
$0 | $0 |
| Not Provided |
3 | $785,000 |
$261,000 | $586,000 |
$79,000 | $119,000 |
| White |
5 | $9,026,000 |
$1,805,000 | $3,150,000 |
$84,000 | $420,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
27 | $43,129,000 |
$1,597,000 | $6,080,000 |
$24,000 | $420,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $5,240,000 |
$748,000 | $1,524,000 |
$94,000 | $420,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
20 | $37,889,000 |
$1,894,000 | $6,080,000 |
$0 | $0 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
3 | $451,000 |
$150,000 | $252,000 |
$79,000 | $119,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $4,789,000 |
$1,197,000 | $1,524,000 |
$105,000 | $420,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for VINEYARD BANK N.A. by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
