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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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VINTAGE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
VINTAGE BANK |
| Address | P O BOX 557
WAXAHACHIE, TX 75168 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 75 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,817,000 |
| Average Mortgage Loan Amount Applied For | $98,000 |
| Highest Mortgage Loan Amount Applied For | $463,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $780,000 |
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| Home Improvement |
27 | $429,000 |
$15,000 | $59,000 |
$87,000 | $382,000 |
| Home Purchase |
34 | $3,324,000 |
$97,000 | $463,000 |
$109,000 | $780,000 |
| Refinancing |
15 | $1,099,000 |
$73,000 | $239,000 |
$70,000 | $208,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $29,000 |
$9,000 | $17,000 |
$32,000 | $66,000 |
| Hispanic |
9 | $387,000 |
$43,000 | $107,000 |
$103,000 | $382,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $773,000 |
$154,000 | $463,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
59 | $3,663,000 |
$62,000 | $383,000 |
$104,000 | $780,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
76 | $4,852,000 |
$63,000 | $463,000 |
$94,000 | $780,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $67,000 |
$67,000 | $67,000 |
$61,000 | $61,000 |
| Application Denied By Financial Institution |
10 | $301,000 |
$30,000 | $130,000 |
$142,000 | $780,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
65 | $4,484,000 |
$68,000 | $463,000 |
$87,000 | $350,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $287,000 |
$35,000 | $130,000 |
$169,000 | $780,000 |
| Debt-To-Income Ratio |
1 | $4,000 |
$4,000 | $4,000 |
$11,000 | $11,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for VINTAGE BANK by:
Metropolitan Area And
County
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