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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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VIRIVA COMMUNITY CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
VIRIVA COMMUNITY CREDIT UNION |
| Address | 1423 SPRUCE STREET
PHILADELPHIA, PA 19102 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 174 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,870,000 |
| Average Mortgage Loan Amount Applied For | $32,368 |
| Highest Mortgage Loan Amount Applied For | $222,000 |
| Average Applicant Income | $96,052 |
| Highest Applicant Income | $640,000 |
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| Home Improvement |
162 | $5,331,000 |
$32,000 | $100,000 |
$86,000 | $640,000 |
| Home Purchase |
5 | $678,000 |
$135,000 | $225,000 |
$59,000 | $82,000 |
| Refinancing |
10 | $1,365,000 |
$136,000 | $222,000 |
$78,000 | $146,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $50,000 |
$50,000 | $50,000 |
$30,000 | $30,000 |
| Black or African American |
13 | $430,000 |
$33,000 | $95,000 |
$51,000 | $88,000 |
| Hispanic |
4 | $153,000 |
$38,000 | $74,000 |
$47,000 | $72,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
92 | $2,862,000 |
$31,000 | $100,000 |
$84,000 | $302,000 |
| White |
67 | $3,879,000 |
$57,000 | $225,000 |
$95,000 | $640,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
177 | $7,374,000 |
$41,000 | $225,000 |
$85,000 | $640,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
2 | $291,000 |
$145,000 | $222,000 |
$43,000 | $55,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
175 | $7,083,000 |
$40,000 | $225,000 |
$85,000 | $640,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for VIRIVA COMMUNITY CREDIT UNION by:
Metropolitan Area And
County
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