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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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VISION BANK, FSB
Mortgage Loans and Application Details
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| Mortgage Company Name |
VISION BANK, FSB |
| Address | 2200 STANFORD ROAD
PANAMA CITY, FL 32405 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2004 |
| Total Number of Mortgage Loan Applications Processed | 29 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,782,000 |
| Average Mortgage Loan Amount Applied For | $395,000 |
| Highest Mortgage Loan Amount Applied For | $3,000,000 |
| Average Applicant Income | $116,000 |
| Highest Applicant Income | $635,000 |
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| Home Improvement |
1 | $5,000 |
$5,000 | $5,000 |
$75,000 | $75,000 |
| Home Purchase |
20 | $9,687,000 |
$484,000 | $3,000,000 |
$111,000 | $635,000 |
| Refinancing |
8 | $1,090,000 |
$136,000 | $280,000 |
$99,000 | $178,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $185,000 |
$185,000 | $185,000 |
$108,000 | $108,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $7,528,000 |
$1,254,000 | $3,000,000 |
$0 | $0 |
| Not Provided |
3 | $529,000 |
$176,000 | $200,000 |
$326,000 | $600,000 |
| White |
19 | $2,540,000 |
$133,000 | $400,000 |
$104,000 | $635,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
26 | $10,369,000 |
$398,000 | $3,000,000 |
$113,000 | $635,000 |
| FHA-insured (Federal Housing Administration) |
1 | $104,000 |
$104,000 | $104,000 |
$28,000 | $28,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
2 | $309,000 |
$154,000 | $185,000 |
$83,000 | $108,000 |
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| Application Approved But Not Accepted |
1 | $180,000 |
$180,000 | $180,000 |
$105,000 | $105,000 |
| Application Denied By Financial Institution |
2 | $125,000 |
$62,000 | $70,000 |
$47,000 | $53,000 |
| Application Withdrawn By Applicant |
7 | $757,000 |
$108,000 | $185,000 |
$53,000 | $108,000 |
| File Closed For Incompleteness |
1 | $135,000 |
$135,000 | $135,000 |
$62,000 | $62,000 |
| Loan Originated |
18 | $9,585,000 |
$532,000 | $3,000,000 |
$151,000 | $635,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $70,000 |
$70,000 | $70,000 |
$53,000 | $53,000 |
| Employment History |
1 | $55,000 |
$55,000 | $55,000 |
$42,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for VISION BANK, FSB by:
Metropolitan Area And
County
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