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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WAINWRIGHT BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
WAINWRIGHT BANK |
| Address | 63 FRANKLIN STREET
BOSTON, MA 02110 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 261 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $50,300,000 |
| Average Mortgage Loan Amount Applied For | $234,166 |
| Highest Mortgage Loan Amount Applied For | $5,775,000 |
| Average Applicant Income | $134,750 |
| Highest Applicant Income | $1,192,000 |
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| Home Improvement |
27 | $1,962,000 |
$72,000 | $850,000 |
$108,000 | $408,000 |
| Home Purchase |
156 | $33,788,000 |
$216,000 | $2,225,000 |
$83,000 | $635,000 |
| Refinancing |
142 | $29,748,000 |
$209,000 | $5,775,000 |
$117,000 | $1,192,000 |
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| American Indian or Alaskan Native |
3 | $354,000 |
$118,000 | $176,000 |
$56,000 | $84,000 |
| Asian |
27 | $3,545,000 |
$131,000 | $525,000 |
$70,000 | $205,000 |
| Black or African American |
12 | $750,000 |
$62,000 | $176,000 |
$54,000 | $106,000 |
| Hispanic |
16 | $2,481,000 |
$155,000 | $365,000 |
$63,000 | $150,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $8,309,000 |
$2,077,000 | $5,775,000 |
$0 | $0 |
| Not Provided |
27 | $4,133,000 |
$153,000 | $600,000 |
$91,000 | $193,000 |
| White |
236 | $45,926,000 |
$194,000 | $2,225,000 |
$112,000 | $1,192,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
325 | $65,498,000 |
$201,000 | $5,775,000 |
$100,000 | $1,192,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
10 | $2,113,000 |
$211,000 | $444,000 |
$83,000 | $168,000 |
| Application Denied By Financial Institution |
35 | $4,651,000 |
$132,000 | $580,000 |
$94,000 | $425,000 |
| Application Withdrawn By Applicant |
9 | $1,562,000 |
$173,000 | $900,000 |
$106,000 | $176,000 |
| File Closed For Incompleteness |
1 | $800,000 |
$800,000 | $800,000 |
$295,000 | $295,000 |
| Loan Originated |
206 | $41,174,000 |
$199,000 | $5,775,000 |
$109,000 | $1,192,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
47 | $11,440,000 |
$243,000 | $600,000 |
$81,000 | $193,000 |
| Preapproval Denied by Financial Institution |
17 | $3,758,000 |
$221,000 | $525,000 |
$59,000 | $92,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WAINWRIGHT BANK by:
Metropolitan Area And
County
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