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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WALLICK AND VOLK, INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
WALLICK AND VOLK, INC |
| Address | 222 EAST 18TH STREET CHEYENNE, WY 82001 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,663 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $419,795,000 |
| Average Mortgage Loan Amount Applied For | $166,315 |
| Highest Mortgage Loan Amount Applied For | $1,855,000 |
| Average Applicant Income | $79,913 |
| Highest Applicant Income | $2,247,000 |
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| Home Improvement |
1 | $91,000 |
$91,000 | $91,000 |
$27,000 | $27,000 |
| Home Purchase |
2,144 | $316,485,000 |
$147,000 | $1,855,000 |
$83,000 | $2,247,000 |
| Refinancing |
530 | $105,141,000 |
$198,000 | $1,437,000 |
$94,000 | $1,576,000 |
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| American Indian or Alaskan Native |
10 | $1,690,000 |
$169,000 | $417,000 |
$79,000 | $135,000 |
| Asian |
77 | $12,692,000 |
$164,000 | $701,000 |
$105,000 | $348,000 |
| Black or African American |
38 | $6,463,000 |
$170,000 | $500,000 |
$96,000 | $300,000 |
| Hispanic |
213 | $32,579,000 |
$152,000 | $641,000 |
$66,000 | $1,266,000 |
| Native Hawaiin or Other Pacific Islander |
13 | $2,488,000 |
$191,000 | $748,000 |
$87,000 | $217,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
273 | $43,959,000 |
$161,000 | $525,000 |
$91,000 | $1,531,000 |
| White |
2,051 | $321,846,000 |
$156,000 | $1,855,000 |
$85,000 | $2,247,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,000 | $316,021,000 |
$158,000 | $1,855,000 |
$95,000 | $2,247,000 |
| FHA-insured (Federal Housing Administration) |
556 | $84,633,000 |
$152,000 | $386,000 |
$56,000 | $157,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
119 | $21,063,000 |
$177,000 | $417,000 |
$59,000 | $132,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
70 | $11,279,000 |
$161,000 | $580,000 |
$60,000 | $295,000 |
| Application Withdrawn By Applicant |
385 | $59,283,000 |
$153,000 | $640,000 |
$70,000 | $512,000 |
| File Closed For Incompleteness |
1 | $240,000 |
$240,000 | $240,000 |
$49,000 | $49,000 |
| Loan Originated |
2,219 | $350,915,000 |
$158,000 | $1,855,000 |
$88,000 | $2,247,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
14 | $2,651,000 |
$189,000 | $580,000 |
$68,000 | $173,000 |
| Credit Application Incomplete |
2 | $319,000 |
$159,000 | $226,000 |
$54,000 | $68,000 |
| Credit History |
29 | $4,517,000 |
$155,000 | $301,000 |
$54,000 | $112,000 |
| Debt-To-Income Ratio |
8 | $1,165,000 |
$145,000 | $287,000 |
$63,000 | $156,000 |
| Employment History |
2 | $302,000 |
$151,000 | $242,000 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $182,000 |
$182,000 | $182,000 |
$96,000 | $96,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $709,000 |
$141,000 | $376,000 |
$78,000 | $295,000 |
| Unverifiable Information |
2 | $596,000 |
$298,000 | $417,000 |
$106,000 | $132,000 |
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Mortgage Loan App Totals for WALLICK AND VOLK, INC by:
Metropolitan Area And
County
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