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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WARREN FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
WARREN FEDERAL CREDIT UNION |
| Address | 114 E 7TH AVE
CHEYENNE, WY 82001 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 189 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,964,000 |
| Average Mortgage Loan Amount Applied For | $57,900 |
| Highest Mortgage Loan Amount Applied For | $229,000 |
| Average Applicant Income | $66,850 |
| Highest Applicant Income | $176,000 |
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| Home Improvement |
83 | $2,618,000 |
$31,000 | $129,000 |
$68,000 | $176,000 |
| Home Purchase |
4 | $200,000 |
$50,000 | $150,000 |
$66,000 | $89,000 |
| Refinancing |
102 | $4,146,000 |
$40,000 | $229,000 |
$66,000 | $155,000 |
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| American Indian or Alaskan Native |
2 | $50,000 |
$25,000 | $35,000 |
$43,000 | $54,000 |
| Asian |
1 | $30,000 |
$30,000 | $30,000 |
$66,000 | $66,000 |
| Black or African American |
2 | $123,000 |
$61,000 | $70,000 |
$78,000 | $115,000 |
| Hispanic |
10 | $286,000 |
$28,000 | $70,000 |
$53,000 | $90,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $25,000 |
$25,000 | $25,000 |
$52,000 | $52,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
28 | $1,059,000 |
$37,000 | $145,000 |
$56,000 | $96,000 |
| White |
145 | $5,391,000 |
$37,000 | $229,000 |
$70,000 | $176,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
189 | $6,964,000 |
$36,000 | $229,000 |
$67,000 | $176,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
20 | $650,000 |
$32,000 | $94,000 |
$55,000 | $155,000 |
| Application Withdrawn By Applicant |
18 | $1,042,000 |
$57,000 | $229,000 |
$68,000 | $98,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
151 | $5,272,000 |
$34,000 | $150,000 |
$68,000 | $176,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $124,000 |
$31,000 | $94,000 |
$66,000 | $102,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $134,000 |
$26,000 | $61,000 |
$39,000 | $55,000 |
| Debt-To-Income Ratio |
10 | $377,000 |
$37,000 | $66,000 |
$60,000 | $155,000 |
| Employment History |
1 | $15,000 |
$15,000 | $15,000 |
$46,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WARREN FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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