|
|
| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
|
|
|
|
|
|
WARSAW FEDERAL SAVINGS & LOAN
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
WARSAW FEDERAL SAVINGS & LOAN |
| Address | 3533 WARSAW AVENUE
CINCINNATI, OH 45205 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 112 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,719,000 |
| Average Mortgage Loan Amount Applied For | $117,666 |
| Highest Mortgage Loan Amount Applied For | $341,000 |
| Average Applicant Income | $57,500 |
| Highest Applicant Income | $200,000 |
|
|
|
| Home Improvement |
21 | $1,350,000 |
$64,000 | $220,000 |
$57,000 | $144,000 |
| Home Purchase |
47 | $4,734,000 |
$100,000 | $268,000 |
$45,000 | $175,000 |
| Refinancing |
44 | $3,635,000 |
$82,000 | $341,000 |
$76,000 | $200,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $288,000 |
$96,000 | $175,000 |
$89,000 | $142,000 |
| Hispanic |
1 | $113,000 |
$113,000 | $113,000 |
$48,000 | $48,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
25 | $1,506,000 |
$60,000 | $225,000 |
$58,000 | $150,000 |
| Not Provided |
16 | $1,594,000 |
$99,000 | $268,000 |
$82,000 | $200,000 |
| White |
67 | $6,218,000 |
$92,000 | $341,000 |
$53,000 | $176,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
112 | $9,719,000 |
$86,000 | $341,000 |
$59,000 | $200,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
5 | $507,000 |
$101,000 | $160,000 |
$37,000 | $80,000 |
| Application Denied By Financial Institution |
11 | $992,000 |
$90,000 | $230,000 |
$66,000 | $141,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
96 | $8,220,000 |
$85,000 | $341,000 |
$60,000 | $200,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
6 | $309,000 |
$51,000 | $97,000 |
$45,000 | $78,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $598,000 |
$149,000 | $230,000 |
$96,000 | $141,000 |
| Debt-To-Income Ratio |
1 | $85,000 |
$85,000 | $85,000 |
$73,000 | $73,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for WARSAW FEDERAL SAVINGS & LOAN by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
