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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WASHINGTON FEDERAL S&L
Mortgage Loans and Application Details
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| Mortgage Company Name |
WASHINGTON FEDERAL S&L |
| Address | 425 PIKE STREET
SEATTLE, WA 98101 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 5,610 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,511,278,000 |
| Average Mortgage Loan Amount Applied For | $247,637 |
| Highest Mortgage Loan Amount Applied For | $3,850,000 |
| Average Applicant Income | $115,543 |
| Highest Applicant Income | $6,293,000 |
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| Home Improvement |
494 | $127,721,000 |
$258,000 | $1,105,000 |
$93,000 | $822,000 |
| Home Purchase |
3,461 | $1,001,515,000 |
$289,000 | $3,850,000 |
$100,000 | $2,105,000 |
| Refinancing |
1,655 | $382,042,000 |
$230,000 | $3,420,000 |
$161,000 | $6,293,000 |
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| American Indian or Alaskan Native |
33 | $8,890,000 |
$269,000 | $674,000 |
$93,000 | $278,000 |
| Asian |
209 | $56,965,000 |
$272,000 | $800,000 |
$112,000 | $933,000 |
| Black or African American |
77 | $20,956,000 |
$272,000 | $2,008,000 |
$106,000 | $679,000 |
| Hispanic |
183 | $42,363,000 |
$231,000 | $988,000 |
$72,000 | $409,000 |
| Native Hawaiin or Other Pacific Islander |
22 | $4,767,000 |
$216,000 | $675,000 |
$123,000 | $636,000 |
| Not applicable |
430 | $148,056,000 |
$344,000 | $3,850,000 |
$0 | $0 |
| Not Provided |
108 | $31,595,000 |
$292,000 | $1,800,000 |
$228,000 | $6,293,000 |
| White |
4,548 | $1,197,686,000 |
$263,000 | $2,328,000 |
$128,000 | $4,216,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
5,607 | $1,510,901,000 |
$269,000 | $3,850,000 |
$117,000 | $6,293,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $377,000 |
$125,000 | $176,000 |
$45,000 | $67,000 |
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| Application Approved But Not Accepted |
65 | $19,238,000 |
$295,000 | $900,000 |
$122,000 | $824,000 |
| Application Denied By Financial Institution |
348 | $105,596,000 |
$303,000 | $3,420,000 |
$160,000 | $6,293,000 |
| Application Withdrawn By Applicant |
583 | $158,915,000 |
$272,000 | $2,008,000 |
$105,000 | $1,159,000 |
| File Closed For Incompleteness |
187 | $43,123,000 |
$230,000 | $900,000 |
$91,000 | $636,000 |
| Loan Originated |
4,196 | $1,105,242,000 |
$263,000 | $3,850,000 |
$118,000 | $4,216,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
147 | $53,787,000 |
$365,000 | $2,065,000 |
$112,000 | $819,000 |
| Preapproval Denied by Financial Institution |
84 | $25,377,000 |
$302,000 | $1,000,000 |
$87,000 | $450,000 |
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| Collateral |
90 | $25,740,000 |
$286,000 | $1,400,000 |
$131,000 | $1,645,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
88 | $22,339,000 |
$253,000 | $1,700,000 |
$93,000 | $784,000 |
| Debt-To-Income Ratio |
159 | $51,192,000 |
$321,000 | $1,106,000 |
$75,000 | $425,000 |
| Employment History |
5 | $1,514,000 |
$302,000 | $594,000 |
$89,000 | $176,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
10 | $5,154,000 |
$515,000 | $1,200,000 |
$101,000 | $200,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
72 | $22,961,000 |
$318,000 | $3,420,000 |
$282,000 | $6,293,000 |
| Unverifiable Information |
8 | $2,073,000 |
$259,000 | $780,000 |
$1,170,000 | $2,280,000 |
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Mortgage Loan App Totals for WASHINGTON FEDERAL S&L by:
Metropolitan Area And
County
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