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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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WASHINGTON FEDERAL SAVINGS BAN
Mortgage Loans and Application Details
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| Mortgage Company Name |
WASHINGTON FEDERAL SAVINGS BAN |
| Address | 77 SOUTH MAIN STREET
WASHINGTON, PA 15301 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 542 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $69,712,000 |
| Average Mortgage Loan Amount Applied For | $236,562 |
| Highest Mortgage Loan Amount Applied For | $1,464,000 |
| Average Applicant Income | $288,562 |
| Highest Applicant Income | $1,336,000 |
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| Home Improvement |
163 | $5,146,000 |
$31,000 | $476,000 |
$70,000 | $255,000 |
| Home Purchase |
210 | $45,578,000 |
$217,000 | $1,464,000 |
$157,000 | $1,336,000 |
| Refinancing |
169 | $18,988,000 |
$112,000 | $1,244,000 |
$99,000 | $1,000,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $70,000 |
$70,000 | $70,000 |
$20,000 | $20,000 |
| Black or African American |
6 | $894,000 |
$149,000 | $340,000 |
$69,000 | $132,000 |
| Hispanic |
7 | $1,807,000 |
$258,000 | $700,000 |
$227,000 | $899,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $167,000 |
$55,000 | $81,000 |
$33,000 | $80,000 |
| Not Provided |
11 | $3,454,000 |
$314,000 | $1,244,000 |
$305,000 | $1,306,000 |
| White |
514 | $63,320,000 |
$123,000 | $1,464,000 |
$108,000 | $1,336,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
542 | $69,712,000 |
$128,000 | $1,464,000 |
$113,000 | $1,336,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
18 | $751,000 |
$41,000 | $125,000 |
$80,000 | $219,000 |
| Application Denied By Financial Institution |
65 | $3,972,000 |
$61,000 | $475,000 |
$56,000 | $203,000 |
| Application Withdrawn By Applicant |
27 | $4,268,000 |
$158,000 | $600,000 |
$70,000 | $190,000 |
| File Closed For Incompleteness |
4 | $583,000 |
$145,000 | $264,000 |
$104,000 | $241,000 |
| Loan Originated |
428 | $60,138,000 |
$140,000 | $1,464,000 |
$126,000 | $1,336,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
5 | $229,000 |
$45,000 | $95,000 |
$106,000 | $203,000 |
| Credit Application Incomplete |
2 | $359,000 |
$179,000 | $224,000 |
$84,000 | $94,000 |
| Credit History |
43 | $1,599,000 |
$37,000 | $132,000 |
$49,000 | $135,000 |
| Debt-To-Income Ratio |
12 | $1,034,000 |
$86,000 | $234,000 |
$44,000 | $93,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $751,000 |
$250,000 | $475,000 |
$107,000 | $191,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WASHINGTON FEDERAL SAVINGS BAN by:
Metropolitan Area And
County
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