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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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WATER AND POWER COMMUNITY CRED
Mortgage Loans and Application Details
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| Mortgage Company Name |
WATER AND POWER COMMUNITY CRED |
| Address | 1053 WEST SUNSET BLVD.
LOS ANGELES, CA 90012 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 180 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $39,247,000 |
| Average Mortgage Loan Amount Applied For | $234,642 |
| Highest Mortgage Loan Amount Applied For | $840,000 |
| Average Applicant Income | $92,714 |
| Highest Applicant Income | $223,000 |
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| Home Improvement |
49 | $2,592,000 |
$52,000 | $210,000 |
$103,000 | $223,000 |
| Home Purchase |
26 | $6,351,000 |
$244,000 | $572,000 |
$105,000 | $176,000 |
| Refinancing |
107 | $30,648,000 |
$286,000 | $840,000 |
$79,000 | $183,000 |
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| American Indian or Alaskan Native |
1 | $30,000 |
$30,000 | $30,000 |
$186,000 | $186,000 |
| Asian |
1 | $40,000 |
$40,000 | $40,000 |
$84,000 | $84,000 |
| Black or African American |
9 | $563,000 |
$62,000 | $200,000 |
$89,000 | $179,000 |
| Hispanic |
11 | $716,000 |
$65,000 | $140,000 |
$108,000 | $179,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $168,000 |
$56,000 | $113,000 |
$94,000 | $122,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
142 | $37,375,000 |
$263,000 | $840,000 |
$85,000 | $183,000 |
| White |
15 | $699,000 |
$46,000 | $102,000 |
$106,000 | $223,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
182 | $39,591,000 |
$217,000 | $840,000 |
$89,000 | $223,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $158,000 |
$158,000 | $158,000 |
$110,000 | $110,000 |
| Application Denied By Financial Institution |
1 | $35,000 |
$35,000 | $35,000 |
$96,000 | $96,000 |
| Application Withdrawn By Applicant |
7 | $415,000 |
$59,000 | $210,000 |
$103,000 | $186,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
59 | $3,598,000 |
$60,000 | $210,000 |
$103,000 | $223,000 |
| Loan Purchased By The Institution |
114 | $35,385,000 |
$310,000 | $840,000 |
$81,000 | $183,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $35,000 |
$35,000 | $35,000 |
$96,000 | $96,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WATER AND POWER COMMUNITY CRED by:
Metropolitan Area And
County
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