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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WAUSAU MORTGAGE CORPORATION
Mortgage Loans and Application Details
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| Mortgage Company Name |
WAUSAU MORTGAGE CORPORATION |
| Address | 6700 KOLL CENTER PKWY #100
PLEASANTON, CA 94566 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 5,363 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,281,533,000 |
| Average Mortgage Loan Amount Applied For | $171,880 |
| Highest Mortgage Loan Amount Applied For | $3,900,000 |
| Average Applicant Income | $76,080 |
| Highest Applicant Income | $4,451,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
2,346 | $475,606,000 |
$202,000 | $2,312,000 |
$106,000 | $1,140,000 |
| Refinancing |
3,053 | $812,549,000 |
$266,000 | $3,900,000 |
$92,000 | $4,451,000 |
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| American Indian or Alaskan Native |
12 | $2,399,000 |
$199,000 | $407,000 |
$88,000 | $144,000 |
| Asian |
258 | $76,015,000 |
$294,000 | $1,692,000 |
$134,000 | $666,000 |
| Black or African American |
496 | $104,325,000 |
$210,000 | $1,260,000 |
$77,000 | $526,000 |
| Hispanic |
1,261 | $290,951,000 |
$230,000 | $1,260,000 |
$90,000 | $840,000 |
| Native Hawaiin or Other Pacific Islander |
52 | $15,688,000 |
$301,000 | $1,200,000 |
$132,000 | $466,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
226 | $55,518,000 |
$245,000 | $2,312,000 |
$78,000 | $669,000 |
| White |
3,094 | $743,259,000 |
$240,000 | $3,900,000 |
$102,000 | $4,451,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
4,694 | $1,187,164,000 |
$252,000 | $3,900,000 |
$105,000 | $4,451,000 |
| FHA-insured (Federal Housing Administration) |
643 | $90,926,000 |
$141,000 | $484,000 |
$50,000 | $152,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $139,000 |
$139,000 | $139,000 |
$40,000 | $40,000 |
| VA-guaranteed (Veterans Administration) |
61 | $9,926,000 |
$162,000 | $360,000 |
$54,000 | $175,000 |
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| Application Approved But Not Accepted |
423 | $107,002,000 |
$252,000 | $1,428,000 |
$98,000 | $792,000 |
| Application Denied By Financial Institution |
665 | $158,476,000 |
$238,000 | $2,000,000 |
$113,000 | $1,140,000 |
| Application Withdrawn By Applicant |
1,131 | $280,976,000 |
$248,000 | $3,900,000 |
$101,000 | $4,451,000 |
| File Closed For Incompleteness |
114 | $27,593,000 |
$242,000 | $1,000,000 |
$113,000 | $558,000 |
| Loan Originated |
3,066 | $714,108,000 |
$232,000 | $2,312,000 |
$93,000 | $900,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
86 | $17,997,000 |
$209,000 | $1,365,000 |
$138,000 | $672,000 |
| Credit Application Incomplete |
17 | $4,999,000 |
$294,000 | $975,000 |
$236,000 | $924,000 |
| Credit History |
263 | $62,063,000 |
$235,000 | $2,000,000 |
$86,000 | $1,034,000 |
| Debt-To-Income Ratio |
50 | $11,007,000 |
$220,000 | $1,200,000 |
$81,000 | $355,000 |
| Employment History |
9 | $1,524,000 |
$169,000 | $508,000 |
$135,000 | $259,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
9 | $2,454,000 |
$272,000 | $616,000 |
$150,000 | $234,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
104 | $27,064,000 |
$260,000 | $1,935,000 |
$140,000 | $1,140,000 |
| Unverifiable Information |
22 | $7,958,000 |
$361,000 | $1,000,000 |
$179,000 | $578,000 |
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Mortgage Loan App Totals for WAUSAU MORTGAGE CORPORATION by:
Metropolitan Area And
County
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