|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
WAUWATOSA SAVINGS BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
WAUWATOSA SAVINGS BANK |
| Address | 11200 W PLANK CT
WAUWATOSA, WI 53226 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,233 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $352,530,000 |
| Average Mortgage Loan Amount Applied For | $607,565 |
| Highest Mortgage Loan Amount Applied For | $8,000,000 |
| Average Applicant Income | $80,608 |
| Highest Applicant Income | $6,084,000 |
|
|
|
| Home Improvement |
60 | $9,400,000 |
$156,000 | $960,000 |
$66,000 | $293,000 |
| Home Purchase |
617 | $218,869,000 |
$354,000 | $8,000,000 |
$91,000 | $6,084,000 |
| Refinancing |
592 | $131,438,000 |
$222,000 | $3,200,000 |
$61,000 | $715,000 |
|
|
| American Indian or Alaskan Native |
3 | $813,000 |
$271,000 | $432,000 |
$66,000 | $155,000 |
| Asian |
27 | $5,720,000 |
$211,000 | $1,012,000 |
$109,000 | $528,000 |
| Black or African American |
78 | $12,444,000 |
$159,000 | $494,000 |
$90,000 | $540,000 |
| Hispanic |
86 | $12,830,000 |
$149,000 | $483,000 |
$135,000 | $1,200,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $90,000 |
$45,000 | $60,000 |
$70,000 | $80,000 |
| Not applicable |
368 | $160,459,000 |
$436,000 | $8,000,000 |
$3,000 | $489,000 |
| Not Provided |
19 | $4,151,000 |
$218,000 | $1,000,000 |
$152,000 | $715,000 |
| White |
686 | $163,200,000 |
$237,000 | $3,340,000 |
$103,000 | $6,084,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,269 | $359,707,000 |
$283,000 | $8,000,000 |
$76,000 | $6,084,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $220,000 |
$220,000 | $220,000 |
$64,000 | $64,000 |
| Application Denied By Financial Institution |
77 | $19,890,000 |
$258,000 | $2,580,000 |
$67,000 | $380,000 |
| Application Withdrawn By Applicant |
202 | $67,645,000 |
$334,000 | $3,200,000 |
$95,000 | $1,650,000 |
| File Closed For Incompleteness |
9 | $1,057,000 |
$117,000 | $365,000 |
$105,000 | $360,000 |
| Loan Originated |
943 | $263,698,000 |
$279,000 | $8,000,000 |
$73,000 | $6,084,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
32 | $6,402,000 |
$200,000 | $400,000 |
$69,000 | $240,000 |
| Preapproval Denied by Financial Institution |
5 | $795,000 |
$159,000 | $261,000 |
$53,000 | $106,000 |
|
|
| Collateral |
12 | $4,194,000 |
$349,000 | $1,600,000 |
$77,000 | $380,000 |
| Credit Application Incomplete |
1 | $144,000 |
$144,000 | $144,000 |
$99,000 | $99,000 |
| Credit History |
32 | $6,157,000 |
$192,000 | $626,000 |
$57,000 | $192,000 |
| Debt-To-Income Ratio |
21 | $4,049,000 |
$192,000 | $499,000 |
$46,000 | $106,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $272,000 |
$136,000 | $144,000 |
$48,000 | $52,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
11 | $5,370,000 |
$488,000 | $2,580,000 |
$122,000 | $377,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for WAUWATOSA SAVINGS BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
