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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WEBB CITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
WEBB CITY BANK |
| Address | PO BOX 14740
SPRINGFIELD, MO 65814 |
| Agency | Federal Reserve System (FRS) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 144 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,316,000 |
| Average Mortgage Loan Amount Applied For | $126,166 |
| Highest Mortgage Loan Amount Applied For | $447,000 |
| Average Applicant Income | $148,583 |
| Highest Applicant Income | $973,000 |
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| Home Improvement |
12 | $385,000 |
$32,000 | $122,000 |
$73,000 | $387,000 |
| Home Purchase |
90 | $8,630,000 |
$99,750 | $447,000 |
$161,250 | $973,000 |
| Refinancing |
47 | $2,737,000 |
$77,000 | $159,000 |
$49,000 | $309,000 |
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| American Indian or Alaskan Native |
3 | $371,000 |
$99,500 | $200,000 |
$41,000 | $77,000 |
| Asian |
2 | $99,000 |
$49,000 | $64,000 |
$13,000 | $16,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $210,000 |
$105,000 | $177,000 |
$53,000 | $96,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
24 | $1,399,000 |
$77,500 | $150,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
118 | $9,673,000 |
$114,800 | $447,000 |
$201,200 | $973,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
148 | $11,687,000 |
$96,800 | $447,000 |
$144,800 | $973,000 |
| FHA-insured (Federal Housing Administration) |
1 | $65,000 |
$65,000 | $65,000 |
$14,000 | $14,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $624,000 |
$68,000 | $154,000 |
$25,000 | $52,000 |
| Application Withdrawn By Applicant |
10 | $954,000 |
$95,000 | $219,000 |
$47,000 | $300,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
129 | $10,174,000 |
$98,000 | $447,000 |
$171,500 | $973,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WEBB CITY BANK by:
Metropolitan Area And
County
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