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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WEBSTER FIVE CENTS SAVINGS BAN
Mortgage Loans and Application Details
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| Mortgage Company Name |
WEBSTER FIVE CENTS SAVINGS BAN |
| Address | 136 THOMPSON ROAD
WEBSTER, MA 01570 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 485 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $38,511,000 |
| Average Mortgage Loan Amount Applied For | $59,458 |
| Highest Mortgage Loan Amount Applied For | $900,000 |
| Average Applicant Income | $53,166 |
| Highest Applicant Income | $563,000 |
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| Home Improvement |
115 | $7,342,000 |
$63,000 | $404,000 |
$74,000 | $295,000 |
| Home Purchase |
280 | $22,574,000 |
$80,000 | $900,000 |
$53,000 | $563,000 |
| Refinancing |
90 | $8,595,000 |
$95,000 | $400,000 |
$64,000 | $255,000 |
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| American Indian or Alaskan Native |
2 | $36,000 |
$18,000 | $20,000 |
$45,000 | $53,000 |
| Asian |
1 | $72,000 |
$72,000 | $72,000 |
$56,000 | $56,000 |
| Black or African American |
7 | $910,000 |
$130,000 | $412,000 |
$39,000 | $80,000 |
| Hispanic |
15 | $824,000 |
$54,000 | $231,000 |
$57,000 | $146,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $147,000 |
$73,000 | $82,000 |
$58,000 | $71,000 |
| Not applicable |
9 | $1,859,000 |
$206,000 | $330,000 |
$0 | $0 |
| Not Provided |
43 | $3,728,000 |
$86,000 | $352,000 |
$81,000 | $295,000 |
| White |
406 | $30,935,000 |
$76,000 | $900,000 |
$59,000 | $563,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
485 | $38,511,000 |
$79,000 | $900,000 |
$60,000 | $563,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
22 | $1,117,000 |
$50,000 | $176,000 |
$65,000 | $196,000 |
| Application Denied By Financial Institution |
53 | $4,969,000 |
$93,000 | $412,000 |
$63,000 | $255,000 |
| Application Withdrawn By Applicant |
10 | $1,322,000 |
$132,000 | $352,000 |
$85,000 | $160,000 |
| File Closed For Incompleteness |
89 | $5,582,000 |
$62,000 | $315,000 |
$51,000 | $151,000 |
| Loan Originated |
311 | $25,521,000 |
$82,000 | $900,000 |
$61,000 | $563,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WEBSTER FIVE CENTS SAVINGS BAN by:
Metropolitan Area And
County
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