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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WELLS FARGO FINL WEST VIRGINIA
Mortgage Loans and Application Details
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| Mortgage Company Name |
WELLS FARGO FINL WEST VIRGINIA |
| Address | 800 WALNUT STREET, CATHY LEAF, F4031-061
DES MOINES, IA 50309 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,302 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $227,713,000 |
| Average Mortgage Loan Amount Applied For | $96,830 |
| Highest Mortgage Loan Amount Applied For | $2,200,000 |
| Average Applicant Income | $60,366 |
| Highest Applicant Income | $792,000 |
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| Home Improvement |
318 | $29,394,000 |
$92,000 | $450,000 |
$59,000 | $200,000 |
| Home Purchase |
8 | $547,000 |
$68,000 | $150,000 |
$50,000 | $82,000 |
| Refinancing |
1,976 | $197,772,000 |
$100,000 | $2,200,000 |
$60,000 | $792,000 |
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| American Indian or Alaskan Native |
29 | $2,840,000 |
$97,000 | $300,000 |
$59,000 | $170,000 |
| Asian |
4 | $236,000 |
$59,000 | $126,000 |
$64,000 | $74,000 |
| Black or African American |
68 | $6,323,000 |
$92,000 | $241,000 |
$54,000 | $173,000 |
| Hispanic |
18 | $3,852,000 |
$214,000 | $2,200,000 |
$68,000 | $300,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
15 | $1,212,000 |
$80,000 | $150,000 |
$53,000 | $105,000 |
| White |
2,168 | $213,250,000 |
$98,000 | $1,158,000 |
$60,000 | $792,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,302 | $227,713,000 |
$98,000 | $2,200,000 |
$60,000 | $792,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
12 | $1,273,000 |
$106,000 | $233,000 |
$62,000 | $100,000 |
| Application Denied By Financial Institution |
1,008 | $97,891,000 |
$97,000 | $2,200,000 |
$56,000 | $792,000 |
| Application Withdrawn By Applicant |
578 | $57,964,000 |
$100,000 | $1,158,000 |
$66,000 | $600,000 |
| File Closed For Incompleteness |
230 | $24,563,000 |
$106,000 | $450,000 |
$68,000 | $720,000 |
| Loan Originated |
474 | $46,022,000 |
$97,000 | $375,000 |
$57,000 | $240,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WELLS FARGO FINL WEST VIRGINIA by:
Metropolitan Area And
County
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