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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WEOKIE CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
WEOKIE CREDIT UNION |
| Address | 8100 WEST RENO
OKLAHOMA CITY, OK 73127 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,820 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $85,055,000 |
| Average Mortgage Loan Amount Applied For | $50,882 |
| Highest Mortgage Loan Amount Applied For | $700,000 |
| Average Applicant Income | $81,901 |
| Highest Applicant Income | $1,841,000 |
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| Home Improvement |
525 | $5,074,000 |
$9,000 | $220,000 |
$47,000 | $528,000 |
| Home Purchase |
304 | $34,078,000 |
$112,000 | $700,000 |
$59,000 | $523,000 |
| Refinancing |
991 | $45,903,000 |
$46,000 | $479,000 |
$67,000 | $1,841,000 |
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| American Indian or Alaskan Native |
26 | $2,409,000 |
$92,000 | $490,000 |
$82,000 | $490,000 |
| Asian |
108 | $7,336,000 |
$67,000 | $371,000 |
$55,000 | $161,000 |
| Black or African American |
136 | $4,796,000 |
$35,000 | $375,000 |
$51,000 | $528,000 |
| Hispanic |
133 | $5,015,000 |
$37,000 | $405,000 |
$47,000 | $156,000 |
| Native Hawaiin or Other Pacific Islander |
13 | $1,077,000 |
$82,000 | $206,000 |
$77,000 | $158,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
155 | $5,724,000 |
$36,000 | $266,000 |
$49,000 | $175,000 |
| White |
1,249 | $58,698,000 |
$46,000 | $700,000 |
$63,000 | $1,841,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,820 | $85,055,000 |
$46,000 | $700,000 |
$60,000 | $1,841,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $840,000 |
$105,000 | $209,000 |
$74,000 | $125,000 |
| Application Denied By Financial Institution |
152 | $6,591,000 |
$43,000 | $479,000 |
$51,000 | $528,000 |
| Application Withdrawn By Applicant |
309 | $19,262,000 |
$62,000 | $700,000 |
$62,000 | $1,392,000 |
| File Closed For Incompleteness |
1 | $10,000 |
$10,000 | $10,000 |
$29,000 | $29,000 |
| Loan Originated |
1,350 | $58,352,000 |
$43,000 | $471,000 |
$60,000 | $1,841,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
17 | $1,241,000 |
$73,000 | $361,000 |
$84,000 | $528,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
93 | $3,597,000 |
$38,000 | $479,000 |
$49,000 | $134,000 |
| Debt-To-Income Ratio |
17 | $660,000 |
$38,000 | $140,000 |
$27,000 | $62,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $136,000 |
$136,000 | $136,000 |
$104,000 | $104,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
12 | $432,000 |
$36,000 | $158,000 |
$52,000 | $156,000 |
| Unverifiable Information |
3 | $133,000 |
$44,000 | $102,000 |
$54,000 | $75,000 |
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Mortgage Loan App Totals for WEOKIE CREDIT UNION by:
Metropolitan Area And
County
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