|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
WEPAWAUG-FLAGG FCU
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
WEPAWAUG-FLAGG FCU |
| Address | 105 SANFORD STREET
HAMDEN, CT 06514 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 70 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,676,000 |
| Average Mortgage Loan Amount Applied For | $53,500 |
| Highest Mortgage Loan Amount Applied For | $184,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $228,000 |
|
|
|
| Home Improvement |
70 | $3,676,000 |
$52,000 | $184,000 |
$97,000 | $228,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
10 | $430,000 |
$43,000 | $60,000 |
$87,000 | $129,000 |
| Hispanic |
3 | $97,000 |
$32,000 | $45,000 |
$75,000 | $92,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
57 | $3,149,000 |
$55,000 | $184,000 |
$100,000 | $228,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
70 | $3,676,000 |
$52,000 | $184,000 |
$97,000 | $228,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $168,000 |
$42,000 | $50,000 |
$94,000 | $123,000 |
| Application Withdrawn By Applicant |
2 | $80,000 |
$40,000 | $50,000 |
$99,000 | $109,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
64 | $3,428,000 |
$53,000 | $184,000 |
$97,000 | $228,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $70,000 |
$35,000 | $50,000 |
$110,000 | $123,000 |
| Debt-To-Income Ratio |
2 | $98,000 |
$49,000 | $50,000 |
$77,000 | $102,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for WEPAWAUG-FLAGG FCU by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
