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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WEST BEND SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
WEST BEND SAVINGS BANK |
| Address | 201 SOUTH 5TH AVENUE
WEST BEND, WI 53095 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 633 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $98,006,000 |
| Average Mortgage Loan Amount Applied For | $177,000 |
| Highest Mortgage Loan Amount Applied For | $948,000 |
| Average Applicant Income | $93,360 |
| Highest Applicant Income | $489,000 |
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| Home Improvement |
115 | $6,236,000 |
$54,000 | $650,000 |
$66,000 | $346,000 |
| Home Purchase |
273 | $49,196,000 |
$180,000 | $948,000 |
$70,000 | $489,000 |
| Refinancing |
245 | $42,574,000 |
$173,000 | $660,000 |
$70,000 | $408,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $490,000 |
$245,000 | $340,000 |
$97,000 | $131,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
7 | $775,000 |
$110,000 | $209,000 |
$56,000 | $92,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
5 | $517,000 |
$103,000 | $250,000 |
$21,000 | $49,000 |
| White |
619 | $96,224,000 |
$155,000 | $948,000 |
$70,000 | $489,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
625 | $96,947,000 |
$155,000 | $948,000 |
$70,000 | $489,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
8 | $1,059,000 |
$132,000 | $193,000 |
$46,000 | $70,000 |
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| Application Approved But Not Accepted |
18 | $3,543,000 |
$196,000 | $633,000 |
$60,000 | $127,000 |
| Application Denied By Financial Institution |
26 | $3,748,000 |
$144,000 | $580,000 |
$71,000 | $212,000 |
| Application Withdrawn By Applicant |
23 | $3,460,000 |
$150,000 | $360,000 |
$68,000 | $163,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
566 | $87,255,000 |
$154,000 | $948,000 |
$69,000 | $489,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $1,007,000 |
$251,000 | $580,000 |
$95,000 | $123,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
15 | $1,778,000 |
$118,000 | $338,000 |
$69,000 | $212,000 |
| Debt-To-Income Ratio |
5 | $959,000 |
$191,000 | $419,000 |
$67,000 | $124,000 |
| Employment History |
1 | $1,000 |
$1,000 | $1,000 |
$26,000 | $26,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $3,000 |
$3,000 | $3,000 |
$71,000 | $71,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WEST BEND SAVINGS BANK by:
Metropolitan Area And
County
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