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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WESTAMERICA MORTGAGE COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
WESTAMERICA MORTGAGE COMPANY |
| Address | 1 S 660 MIDWEST ROAD, SUITE 100
OAKBROOK TERRACE, IL 60181 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 21,795 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,453,383,000 |
| Average Mortgage Loan Amount Applied For | $130,117 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $6,933 |
| Highest Applicant Income | $887,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
6,189 | $926,772,000 |
$143,764 | $980,000 |
$22,205 | $540,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
15,617 | $2,528,825,000 |
$154,416 | $1,500,000 |
$10,555 | $887,000 |
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| American Indian or Alaskan Native |
1 | $120,000 |
$120,000 | $120,000 |
$50,000 | $50,000 |
| Asian or Pacific Islander |
107 | $18,301,000 |
$133,500 | $538,000 |
$55,666 | $264,000 |
| Black |
518 | $64,348,000 |
$105,571 | $900,000 |
$46,857 | $887,000 |
| Hispanic |
655 | $82,130,000 |
$108,833 | $600,000 |
$42,833 | $540,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
17,437 | $2,774,444,000 |
$152,297 | $1,500,000 |
$54 | $96,000 |
| Other |
8 | $1,560,000 |
$193,750 | $358,000 |
$57,500 | $184,000 |
| White |
3,080 | $514,694,000 |
$197,166 | $1,440,000 |
$108,000 | $628,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
16,473 | $2,791,531,000 |
$164,692 | $1,500,000 |
$21,384 | $887,000 |
| FHA-insured (Federal Housing Administration) |
4,929 | $610,390,000 |
$104,444 | $347,000 |
$8,851 | $372,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
404 | $53,676,000 |
$126,409 | $293,000 |
$12,818 | $120,000 |
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| Application Approved But Not Accepted |
17 | $2,069,000 |
$115,000 | $257,000 |
$48,000 | $105,000 |
| Application Denied By Financial Institution |
119 | $16,791,000 |
$120,700 | $900,000 |
$60,000 | $255,000 |
| Application Withdrawn By Applicant |
803 | $121,916,000 |
$171,368 | $1,000,000 |
$72,105 | $887,000 |
| File Closed For Incompleteness |
96 | $11,955,000 |
$133,125 | $331,000 |
$68,750 | $221,000 |
| Loan Originated |
3,339 | $529,374,000 |
$168,000 | $1,440,000 |
$95,409 | $628,000 |
| Loan Purchased By The Institution |
17,432 | $2,773,492,000 |
$152,324 | $1,500,000 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WESTAMERICA MORTGAGE COMPANY by:
Metropolitan Area And
County
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