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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WESTERN FIDELITY MORTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
WESTERN FIDELITY MORTGAGE |
| Address | 1166 EAST BRICKYARD ROAD
SALT LAKE CITY, UT 84106 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 30 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,696,000 |
| Average Mortgage Loan Amount Applied For | $158,142 |
| Highest Mortgage Loan Amount Applied For | $222,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $193,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
23 | $3,541,000 |
$153,000 | $222,000 |
$65,000 | $193,000 |
| Refinancing |
8 | $1,259,000 |
$157,000 | $193,000 |
$44,000 | $63,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
3 | $426,000 |
$142,000 | $202,000 |
$34,000 | $71,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $205,000 |
$205,000 | $205,000 |
$49,000 | $49,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
27 | $4,169,000 |
$154,000 | $222,000 |
$63,000 | $193,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FHA-insured (Federal Housing Administration) |
31 | $4,800,000 |
$154,000 | $222,000 |
$60,000 | $193,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $270,000 |
$135,000 | $162,000 |
$82,000 | $122,000 |
| Application Withdrawn By Applicant |
1 | $213,000 |
$213,000 | $213,000 |
$145,000 | $145,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
28 | $4,317,000 |
$154,000 | $222,000 |
$55,000 | $193,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $270,000 |
$135,000 | $162,000 |
$82,000 | $122,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WESTERN FIDELITY MORTGAGE by:
Metropolitan Area And
County
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