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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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WESTERN NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
WESTERN NATIONAL BANK |
| Address | 4241 W. 45TH
AMARILLO, TX 79109 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2005 |
| Data Years (click a year for detail) | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 27 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,091,000 |
| Average Mortgage Loan Amount Applied For | $34,500 |
| Highest Mortgage Loan Amount Applied For | $145,000 |
| Average Applicant Income | $56,500 |
| Highest Applicant Income | $170,000 |
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| Home Improvement |
12 | $76,000 |
$8,000 | $15,000 |
$34,500 | $88,000 |
| Home Purchase |
16 | $934,000 |
$62,000 | $130,000 |
$75,500 | $170,000 |
| Refinancing |
3 | $301,000 |
$100,000 | $145,000 |
$65,000 | $79,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $57,000 |
$57,000 | $57,000 |
$60,000 | $60,000 |
| Hispanic |
2 | $15,000 |
$7,000 | $10,000 |
$27,000 | $37,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $43,000 |
$43,000 | $43,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
27 | $1,196,000 |
$48,500 | $145,000 |
$67,500 | $170,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
26 | $903,000 |
$41,500 | $143,000 |
$73,500 | $170,000 |
| FHA-insured (Federal Housing Administration) |
5 | $408,000 |
$77,500 | $145,000 |
$44,500 | $66,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $363,000 |
$113,000 | $143,000 |
$94,500 | $150,000 |
| Application Withdrawn By Applicant |
1 | $57,000 |
$57,000 | $57,000 |
$60,000 | $60,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
27 | $891,000 |
$37,000 | $145,000 |
$45,500 | $170,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $90,000 |
$90,000 | $90,000 |
$150,000 | $150,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $143,000 |
$143,000 | $143,000 |
$79,000 | $79,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $130,000 |
$130,000 | $130,000 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WESTERN NATIONAL BANK by:
Metropolitan Area And
County
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