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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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WESTERN SUN FEDERAL CREDIT UNI
Mortgage Loans and Application Details
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| Mortgage Company Name |
WESTERN SUN FEDERAL CREDIT UNI |
| Address | 4620 W KENOSHA STREET
BROKEN ARROW, OK 74012 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 84 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,210,000 |
| Average Mortgage Loan Amount Applied For | $53,500 |
| Highest Mortgage Loan Amount Applied For | $210,000 |
| Average Applicant Income | $90,166 |
| Highest Applicant Income | $1,079,000 |
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| Home Improvement |
34 | $941,000 |
$27,000 | $87,000 |
$98,000 | $1,079,000 |
| Home Purchase |
19 | $1,342,000 |
$70,000 | $169,000 |
$69,000 | $249,000 |
| Refinancing |
33 | $2,072,000 |
$62,000 | $210,000 |
$54,000 | $151,000 |
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| American Indian or Alaskan Native |
3 | $95,000 |
$31,000 | $36,000 |
$58,000 | $80,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $60,000 |
$30,000 | $50,000 |
$103,000 | $108,000 |
| Hispanic |
4 | $168,000 |
$42,000 | $102,000 |
$45,000 | $65,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $156,000 |
$52,000 | $86,000 |
$69,000 | $150,000 |
| White |
74 | $3,876,000 |
$52,000 | $210,000 |
$77,000 | $1,079,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
86 | $4,355,000 |
$50,000 | $210,000 |
$75,000 | $1,079,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
9 | $748,000 |
$83,000 | $169,000 |
$73,000 | $160,000 |
| Application Denied By Financial Institution |
21 | $1,276,000 |
$60,000 | $160,000 |
$39,000 | $112,000 |
| Application Withdrawn By Applicant |
14 | $974,000 |
$69,000 | $210,000 |
$65,000 | $151,000 |
| File Closed For Incompleteness |
1 | $95,000 |
$95,000 | $95,000 |
$60,000 | $60,000 |
| Loan Originated |
41 | $1,262,000 |
$30,000 | $87,000 |
$98,000 | $1,079,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $235,000 |
$78,000 | $102,000 |
$36,000 | $47,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $354,000 |
$39,000 | $90,000 |
$35,000 | $69,000 |
| Debt-To-Income Ratio |
1 | $85,000 |
$85,000 | $85,000 |
$35,000 | $35,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
6 | $420,000 |
$70,000 | $125,000 |
$28,000 | $69,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WESTERN SUN FEDERAL CREDIT UNI by:
Metropolitan Area And
County
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