|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
WESTSOUND BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
WESTSOUND BANK |
| Address | 607 PACIFIC AVENUE
BREMERTON, WA 98337 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 614 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $143,585,000 |
| Average Mortgage Loan Amount Applied For | $233,303 |
| Highest Mortgage Loan Amount Applied For | $1,470,000 |
| Average Applicant Income | $93,393 |
| Highest Applicant Income | $1,033,000 |
|
|
|
| Home Improvement |
3 | $210,000 |
$70,000 | $130,000 |
$92,000 | $138,000 |
| Home Purchase |
340 | $72,247,000 |
$212,000 | $1,363,000 |
$93,000 | $1,033,000 |
| Refinancing |
274 | $71,543,000 |
$261,000 | $1,470,000 |
$118,000 | $1,033,000 |
|
|
| American Indian or Alaskan Native |
3 | $663,000 |
$221,000 | $354,000 |
$61,000 | $90,000 |
| Asian |
28 | $5,703,000 |
$203,000 | $500,000 |
$94,000 | $480,000 |
| Black or African American |
3 | $595,000 |
$198,000 | $243,000 |
$51,000 | $69,000 |
| Hispanic |
21 | $4,675,000 |
$222,000 | $504,000 |
$82,000 | $234,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $653,000 |
$130,000 | $216,000 |
$69,000 | $112,000 |
| Not applicable |
2 | $1,713,000 |
$856,000 | $1,108,000 |
$0 | $0 |
| Not Provided |
48 | $13,656,000 |
$284,000 | $872,000 |
$98,000 | $300,000 |
| White |
507 | $116,342,000 |
$229,000 | $1,470,000 |
$107,000 | $1,033,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
582 | $135,780,000 |
$233,000 | $1,470,000 |
$107,000 | $1,033,000 |
| FHA-insured (Federal Housing Administration) |
1 | $360,000 |
$360,000 | $360,000 |
$108,000 | $108,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
34 | $7,860,000 |
$231,000 | $394,000 |
$60,000 | $152,000 |
|
|
| Application Approved But Not Accepted |
59 | $14,216,000 |
$240,000 | $700,000 |
$123,000 | $976,000 |
| Application Denied By Financial Institution |
16 | $3,984,000 |
$249,000 | $1,180,000 |
$61,000 | $111,000 |
| Application Withdrawn By Applicant |
59 | $16,788,000 |
$284,000 | $1,363,000 |
$89,000 | $480,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
483 | $109,012,000 |
$225,000 | $1,470,000 |
$105,000 | $1,033,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for WESTSOUND BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
