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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WILSON RESOURCES INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
WILSON RESOURCES INC |
| Address | 3005 DOUGLAS BLVD SUITE 100
ROSEVILLE, CA 95661 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 753 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $189,910,000 |
| Average Mortgage Loan Amount Applied For | $233,133 |
| Highest Mortgage Loan Amount Applied For | $1,602,000 |
| Average Applicant Income | $128,680 |
| Highest Applicant Income | $1,200,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
272 | $59,276,000 |
$217,000 | $968,000 |
$145,000 | $1,080,000 |
| Refinancing |
481 | $130,634,000 |
$271,000 | $1,602,000 |
$119,000 | $1,200,000 |
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| American Indian or Alaskan Native |
6 | $1,176,000 |
$196,000 | $430,000 |
$194,000 | $444,000 |
| Asian |
30 | $9,265,000 |
$308,000 | $760,000 |
$159,000 | $1,020,000 |
| Black or African American |
57 | $15,702,000 |
$275,000 | $968,000 |
$134,000 | $366,000 |
| Hispanic |
113 | $28,199,000 |
$249,000 | $765,000 |
$108,000 | $324,000 |
| Native Hawaiin or Other Pacific Islander |
6 | $1,407,000 |
$234,000 | $428,000 |
$109,000 | $202,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
102 | $22,932,000 |
$224,000 | $649,000 |
$122,000 | $812,000 |
| White |
439 | $111,229,000 |
$253,000 | $1,602,000 |
$132,000 | $1,200,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
753 | $189,910,000 |
$252,000 | $1,602,000 |
$128,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
85 | $23,703,000 |
$278,000 | $960,000 |
$117,000 | $360,000 |
| Application Denied By Financial Institution |
155 | $39,321,000 |
$253,000 | $1,602,000 |
$138,000 | $1,020,000 |
| Application Withdrawn By Applicant |
28 | $6,439,000 |
$229,000 | $743,000 |
$165,000 | $660,000 |
| File Closed For Incompleteness |
67 | $18,353,000 |
$273,000 | $900,000 |
$142,000 | $664,000 |
| Loan Originated |
418 | $102,094,000 |
$244,000 | $1,315,000 |
$123,000 | $1,200,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
11 | $2,674,000 |
$243,000 | $520,000 |
$152,000 | $366,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
46 | $12,274,000 |
$266,000 | $660,000 |
$175,000 | $1,020,000 |
| Debt-To-Income Ratio |
14 | $2,534,000 |
$181,000 | $448,000 |
$76,000 | $142,000 |
| Employment History |
2 | $339,000 |
$169,000 | $271,000 |
$144,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
9 | $4,411,000 |
$490,000 | $1,602,000 |
$159,000 | $344,000 |
| Unverifiable Information |
43 | $12,008,000 |
$279,000 | $875,000 |
$132,000 | $576,000 |
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Mortgage Loan App Totals for WILSON RESOURCES INC by:
Metropolitan Area And
County
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