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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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WINDSOR CAPITAL MORTGAGE CORP.
Mortgage Loans and Application Details
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| Mortgage Company Name |
WINDSOR CAPITAL MORTGAGE CORP. |
| Address | 10935 VISTA SORRENTO PARKWAY, SUITE 200
SAN DIEGO, CA 92130 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2005 |
| Data Years (click a year for detail) | 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 881 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $230,583,000 |
| Average Mortgage Loan Amount Applied For | $214,064 |
| Highest Mortgage Loan Amount Applied For | $1,308,000 |
| Average Applicant Income | $115,814 |
| Highest Applicant Income | $1,412,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
375 | $84,786,000 |
$173,833 | $1,308,000 |
$132,611 | $1,412,000 |
| Refinancing |
506 | $145,797,000 |
$216,350 | $1,300,000 |
$93,600 | $693,000 |
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| American Indian or Alaskan Native |
6 | $1,379,000 |
$229,000 | $424,000 |
$149,000 | $373,000 |
| Asian |
38 | $10,321,000 |
$200,666 | $1,308,000 |
$90,500 | $693,000 |
| Black or African American |
81 | $16,817,000 |
$180,000 | $690,000 |
$71,857 | $367,000 |
| Hispanic |
177 | $44,271,000 |
$178,750 | $1,106,000 |
$81,625 | $333,000 |
| Native Hawaiin or Other Pacific Islander |
5 | $2,375,000 |
$484,000 | $696,000 |
$97,000 | $145,000 |
| Not applicable |
11 | $5,091,000 |
$520,250 | $1,300,000 |
$0 | $0 |
| Not Provided |
144 | $39,278,000 |
$166,769 | $1,000,000 |
$103,076 | $660,000 |
| White |
419 | $111,051,000 |
$216,300 | $960,000 |
$123,500 | $1,412,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
881 | $230,583,000 |
$196,291 | $1,308,000 |
$103,375 | $1,412,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
142 | $36,052,000 |
$206,000 | $960,000 |
$110,800 | $303,000 |
| Application Denied By Financial Institution |
161 | $39,200,000 |
$182,538 | $1,106,000 |
$108,923 | $660,000 |
| Application Withdrawn By Applicant |
91 | $24,439,000 |
$283,166 | $1,300,000 |
$92,000 | $381,000 |
| File Closed For Incompleteness |
24 | $5,841,000 |
$161,333 | $512,000 |
$125,333 | $191,000 |
| Loan Originated |
463 | $125,051,000 |
$189,666 | $1,308,000 |
$95,571 | $1,412,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
22 | $4,378,000 |
$173,285 | $494,000 |
$68,857 | $180,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
40 | $10,209,000 |
$193,000 | $1,106,000 |
$90,166 | $333,000 |
| Debt-To-Income Ratio |
23 | $5,695,000 |
$220,000 | $560,000 |
$91,000 | $198,000 |
| Employment History |
27 | $6,637,000 |
$222,500 | $690,000 |
$216,000 | $660,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
5 | $628,000 |
$137,000 | $229,000 |
$57,500 | $65,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
39 | $9,968,000 |
$192,666 | $1,000,000 |
$129,222 | $456,000 |
| Unverifiable Information |
5 | $1,685,000 |
$296,500 | $1,000,000 |
$160,000 | $294,000 |
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Mortgage Loan App Totals for WINDSOR CAPITAL MORTGAGE CORP. by:
Metropolitan Area And
County
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