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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WINDSOR LOCKS COMMUNITY BANK,F
Mortgage Loans and Application Details
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| Mortgage Company Name |
WINDSOR LOCKS COMMUNITY BANK,F |
| Address | 20-I MAIN STREET, PO BOX 285
WINDSOR LOCKS, CT 06096 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 76 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,030,000 |
| Average Mortgage Loan Amount Applied For | $134,500 |
| Highest Mortgage Loan Amount Applied For | $310,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $206,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
9 | $1,101,000 |
$122,000 | $310,000 |
$77,000 | $206,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
67 | $7,929,000 |
$118,000 | $300,000 |
$63,000 | $204,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
2 | $204,000 |
$102,000 | $132,000 |
$38,000 | $62,000 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
1 | $76,000 |
$76,000 | $76,000 |
$64,000 | $64,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
73 | $8,750,000 |
$119,000 | $310,000 |
$75,000 | $206,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
76 | $9,030,000 |
$118,000 | $310,000 |
$69,000 | $206,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $200,000 |
$200,000 | $200,000 |
$75,000 | $75,000 |
| Application Denied By Financial Institution |
11 | $1,406,000 |
$127,000 | $250,000 |
$47,000 | $72,000 |
| Application Withdrawn By Applicant |
1 | $100,000 |
$100,000 | $100,000 |
$59,000 | $59,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
62 | $7,174,000 |
$115,000 | $310,000 |
$65,000 | $204,000 |
| Loan Purchased By The Institution |
1 | $150,000 |
$150,000 | $150,000 |
$206,000 | $206,000 |
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| Collateral |
1 | $98,000 |
$98,000 | $98,000 |
$58,000 | $58,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $227,000 |
$113,000 | $125,000 |
$62,000 | $72,000 |
| Debt-To-Income Ratio |
8 | $1,081,000 |
$135,000 | $250,000 |
$38,000 | $69,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WINDSOR LOCKS COMMUNITY BANK,F by:
Metropolitan Area And
County
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