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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WINDSOR LOCKS FEDERAL CREDIT U
Mortgage Loans and Application Details
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| Mortgage Company Name |
WINDSOR LOCKS FEDERAL CREDIT U |
| Address | P.O. BOX 656, 516 SPRING STREET
WINDSOR LOCKS, CT 06096 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 135 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,021,000 |
| Average Mortgage Loan Amount Applied For | $134,285 |
| Highest Mortgage Loan Amount Applied For | $416,000 |
| Average Applicant Income | $83,428 |
| Highest Applicant Income | $277,000 |
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| Home Improvement |
2 | $61,000 |
$30,000 | $35,000 |
$45,000 | $49,000 |
| Home Purchase |
15 | $2,262,000 |
$150,000 | $416,000 |
$76,000 | $149,000 |
| Refinancing |
118 | $7,698,000 |
$65,000 | $220,000 |
$70,000 | $277,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $387,000 |
$129,000 | $210,000 |
$99,000 | $107,000 |
| Black or African American |
7 | $296,000 |
$42,000 | $145,000 |
$72,000 | $141,000 |
| Hispanic |
2 | $280,000 |
$140,000 | $165,000 |
$52,000 | $82,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $436,000 |
$145,000 | $221,000 |
$77,000 | $100,000 |
| White |
120 | $8,622,000 |
$71,000 | $416,000 |
$70,000 | $277,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
135 | $10,021,000 |
$74,000 | $416,000 |
$71,000 | $277,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $12,000 |
$12,000 | $12,000 |
$33,000 | $33,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
134 | $10,009,000 |
$74,000 | $416,000 |
$71,000 | $277,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $12,000 |
$12,000 | $12,000 |
$33,000 | $33,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WINDSOR LOCKS FEDERAL CREDIT U by:
Metropolitan Area And
County
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