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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WISCONSIN COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
WISCONSIN COMMUNITY BANK |
| Address | 1398 CENTRAL AVENUE
DUBUQUE, IA 52001 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 460 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $66,189,000 |
| Average Mortgage Loan Amount Applied For | $196,750 |
| Highest Mortgage Loan Amount Applied For | $753,000 |
| Average Applicant Income | $129,968 |
| Highest Applicant Income | $1,351,000 |
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| Home Improvement |
39 | $771,000 |
$19,000 | $89,000 |
$80,000 | $500,000 |
| Home Purchase |
202 | $30,481,000 |
$150,000 | $504,000 |
$72,000 | $339,000 |
| Refinancing |
220 | $35,117,000 |
$159,000 | $753,000 |
$114,000 | $1,351,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
5 | $1,238,000 |
$247,000 | $504,000 |
$116,000 | $274,000 |
| Black or African American |
10 | $927,000 |
$92,000 | $233,000 |
$93,000 | $145,000 |
| Hispanic |
5 | $551,000 |
$110,000 | $209,000 |
$87,000 | $124,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
19 | $2,101,000 |
$110,000 | $351,000 |
$0 | $0 |
| Not Provided |
19 | $2,621,000 |
$137,000 | $489,000 |
$90,000 | $350,000 |
| White |
403 | $58,931,000 |
$146,000 | $753,000 |
$97,000 | $1,351,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
460 | $66,217,000 |
$143,000 | $753,000 |
$92,000 | $1,351,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $152,000 |
$152,000 | $152,000 |
$50,000 | $50,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
23 | $3,280,000 |
$142,000 | $454,000 |
$73,000 | $150,000 |
| Application Denied By Financial Institution |
19 | $1,754,000 |
$92,000 | $290,000 |
$63,000 | $130,000 |
| Application Withdrawn By Applicant |
26 | $4,926,000 |
$189,000 | $753,000 |
$91,000 | $339,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
392 | $56,229,000 |
$143,000 | $625,000 |
$95,000 | $1,351,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $180,000 |
$180,000 | $180,000 |
$77,000 | $77,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WISCONSIN COMMUNITY BANK by:
Metropolitan Area And
County
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