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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WOOD & HUSTON BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
WOOD & HUSTON BANK |
| Address | P.O. BOX 40
MARSHALL, MO 65340 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 71 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,003,000 |
| Average Mortgage Loan Amount Applied For | $153,400 |
| Highest Mortgage Loan Amount Applied For | $8,448,000 |
| Average Applicant Income | $62,200 |
| Highest Applicant Income | $240,000 |
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| Home Improvement |
62 | $1,101,000 |
$17,000 | $125,000 |
$51,000 | $275,000 |
| Home Purchase |
391 | $41,463,000 |
$106,000 | $8,448,000 |
$54,000 | $437,000 |
| Refinancing |
311 | $42,720,000 |
$137,000 | $4,000,000 |
$56,000 | $360,000 |
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| American Indian or Alaskan Native |
2 | $221,000 |
$110,000 | $215,000 |
$66,000 | $111,000 |
| Asian |
5 | $688,000 |
$137,000 | $400,000 |
$30,000 | $53,000 |
| Black or African American |
4 | $188,000 |
$47,000 | $126,000 |
$35,000 | $74,000 |
| Hispanic |
95 | $6,285,000 |
$66,000 | $240,000 |
$36,000 | $90,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
29 | $10,984,000 |
$378,000 | $4,000,000 |
$48,000 | $437,000 |
| Not Provided |
6 | $9,408,000 |
$1,568,000 | $8,448,000 |
$7,000 | $26,000 |
| White |
623 | $57,510,000 |
$92,000 | $2,000,000 |
$58,000 | $360,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
732 | $82,966,000 |
$113,000 | $8,448,000 |
$55,000 | $437,000 |
| FHA-insured (Federal Housing Administration) |
3 | $236,000 |
$78,000 | $94,000 |
$40,000 | $53,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
27 | $1,851,000 |
$68,000 | $138,000 |
$33,000 | $63,000 |
| VA-guaranteed (Veterans Administration) |
2 | $231,000 |
$115,000 | $195,000 |
$66,000 | $72,000 |
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| Application Approved But Not Accepted |
8 | $699,000 |
$87,000 | $224,000 |
$91,000 | $217,000 |
| Application Denied By Financial Institution |
111 | $17,408,000 |
$156,000 | $8,448,000 |
$37,000 | $240,000 |
| Application Withdrawn By Applicant |
51 | $5,735,000 |
$112,000 | $722,000 |
$53,000 | $263,000 |
| File Closed For Incompleteness |
3 | $304,000 |
$101,000 | $120,000 |
$37,000 | $72,000 |
| Loan Originated |
591 | $61,138,000 |
$103,000 | $4,000,000 |
$58,000 | $437,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $416,000 |
$416,000 | $416,000 |
$155,000 | $155,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WOOD & HUSTON BANK by:
Metropolitan Area And
County
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