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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WOODRUFF FEDERAL SAV & LOAN
Mortgage Loans and Application Details
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| Mortgage Company Name |
WOODRUFF FEDERAL SAV & LOAN |
| Address | PO DRAWER 579
WOODRUFF, SC 29388 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 87 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,881,000 |
| Average Mortgage Loan Amount Applied For | $172,500 |
| Highest Mortgage Loan Amount Applied For | $400,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $333,000 |
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| Home Improvement |
2 | $125,000 |
$62,000 | $100,000 |
$64,000 | $81,000 |
| Home Purchase |
40 | $5,993,000 |
$149,000 | $340,000 |
$75,000 | $257,000 |
| Refinancing |
45 | $5,763,000 |
$128,000 | $400,000 |
$76,000 | $333,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
5 | $618,000 |
$123,000 | $220,000 |
$61,000 | $87,000 |
| Hispanic |
2 | $280,000 |
$140,000 | $155,000 |
$78,000 | $79,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
80 | $10,983,000 |
$137,000 | $400,000 |
$76,000 | $333,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
87 | $11,881,000 |
$136,000 | $400,000 |
$75,000 | $333,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $300,000 |
$150,000 | $150,000 |
$78,000 | $78,000 |
| Application Denied By Financial Institution |
6 | $753,000 |
$125,000 | $184,000 |
$45,000 | $71,000 |
| Application Withdrawn By Applicant |
1 | $68,000 |
$68,000 | $68,000 |
$31,000 | $31,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
78 | $10,760,000 |
$137,000 | $400,000 |
$78,000 | $333,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
5 | $698,000 |
$139,000 | $184,000 |
$51,000 | $71,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $55,000 |
$55,000 | $55,000 |
$19,000 | $19,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WOODRUFF FEDERAL SAV & LOAN by:
Metropolitan Area And
County
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