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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WRIGHT EXPERSS FSC
Mortgage Loans and Application Details
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| Mortgage Company Name |
WRIGHT EXPERSS FSC |
| Address | 3995 SOUTH 700 EAST, SUITE 450
SALT LAKE CITY, UT 84107 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 1,427 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $207,865,000 |
| Average Mortgage Loan Amount Applied For | $126,262 |
| Highest Mortgage Loan Amount Applied For | $416,000 |
| Average Applicant Income | $68,009 |
| Highest Applicant Income | $550,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
1,172 | $176,702,000 |
$143,297 | $416,000 |
$70,085 | $550,000 |
| Refinancing |
255 | $31,163,000 |
$108,375 | $334,000 |
$68,175 | $543,000 |
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| American Indian or Alaskan Native |
9 | $950,000 |
$110,500 | $215,000 |
$87,833 | $240,000 |
| Asian |
19 | $3,184,000 |
$172,666 | $288,000 |
$94,500 | $334,000 |
| Black or African American |
48 | $6,347,000 |
$123,666 | $332,000 |
$61,952 | $196,000 |
| Hispanic |
60 | $8,499,000 |
$140,631 | $334,000 |
$77,157 | $218,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
586 | $85,120,000 |
$130,488 | $416,000 |
$73,555 | $543,000 |
| White |
705 | $103,765,000 |
$137,409 | $334,000 |
$67,295 | $550,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,041 | $167,505,000 |
$145,191 | $416,000 |
$74,127 | $550,000 |
| FHA-insured (Federal Housing Administration) |
386 | $40,360,000 |
$104,195 | $288,000 |
$54,463 | $543,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1,221 | $181,648,000 |
$141,148 | $416,000 |
$71,404 | $550,000 |
| Application Denied By Financial Institution |
53 | $8,843,000 |
$155,681 | $400,000 |
$73,500 | $211,000 |
| Application Withdrawn By Applicant |
153 | $17,374,000 |
$107,400 | $334,000 |
$58,000 | $400,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WRIGHT EXPERSS FSC by:
Metropolitan Area And
County
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