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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WRIGHT-PATT CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
WRIGHT-PATT CREDIT UNION |
| Address | 2455 EXECUTIVE PARK BLVD
FAIRBORN, OH 45324 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,029 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $63,910,000 |
| Average Mortgage Loan Amount Applied For | $71,866 |
| Highest Mortgage Loan Amount Applied For | $417,000 |
| Average Applicant Income | $72,377 |
| Highest Applicant Income | $412,000 |
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| Home Improvement |
349 | $7,454,000 |
$21,000 | $127,000 |
$61,000 | $233,000 |
| Home Purchase |
309 | $34,211,000 |
$110,000 | $417,000 |
$64,000 | $407,000 |
| Refinancing |
375 | $22,422,000 |
$59,000 | $312,000 |
$65,000 | $412,000 |
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| American Indian or Alaskan Native |
1 | $47,000 |
$47,000 | $47,000 |
$37,000 | $37,000 |
| Asian |
4 | $366,000 |
$91,000 | $130,000 |
$41,000 | $70,000 |
| Black or African American |
60 | $4,325,000 |
$72,000 | $315,000 |
$51,000 | $192,000 |
| Hispanic |
10 | $1,071,000 |
$107,000 | $417,000 |
$84,000 | $407,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
542 | $21,685,000 |
$40,000 | $417,000 |
$65,000 | $250,000 |
| White |
416 | $36,593,000 |
$87,000 | $350,000 |
$62,000 | $412,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,033 | $64,087,000 |
$62,000 | $417,000 |
$63,000 | $412,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
98 | $3,050,000 |
$31,000 | $142,000 |
$68,000 | $150,000 |
| Application Denied By Financial Institution |
125 | $2,906,000 |
$23,000 | $100,000 |
$48,000 | $130,000 |
| Application Withdrawn By Applicant |
28 | $901,000 |
$32,000 | $74,000 |
$44,000 | $93,000 |
| File Closed For Incompleteness |
32 | $1,267,000 |
$39,000 | $130,000 |
$44,000 | $129,000 |
| Loan Originated |
329 | $8,855,000 |
$26,000 | $127,000 |
$70,000 | $250,000 |
| Loan Purchased By The Institution |
421 | $47,108,000 |
$111,000 | $417,000 |
$64,000 | $412,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for WRIGHT-PATT CREDIT UNION by:
Metropolitan Area And
County
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