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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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WRIGHT-PATT FINANCIAL GROUP
Mortgage Loans and Application Details
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| Mortgage Company Name |
WRIGHT-PATT FINANCIAL GROUP |
| Address | 2455 EXECUTIVE PARK BLVD
FAIRBORN, OH 45324 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,389 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $142,374,000 |
| Average Mortgage Loan Amount Applied For | $107,600 |
| Highest Mortgage Loan Amount Applied For | $555,000 |
| Average Applicant Income | $59,837 |
| Highest Applicant Income | $954,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
1,226 | $131,192,000 |
$107,000 | $417,000 |
$57,000 | $954,000 |
| Refinancing |
605 | $59,778,000 |
$98,000 | $630,000 |
$58,000 | $412,000 |
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| American Indian or Alaskan Native |
4 | $431,000 |
$107,000 | $165,000 |
$49,000 | $55,000 |
| Asian |
12 | $1,222,000 |
$101,000 | $220,000 |
$52,000 | $123,000 |
| Black or African American |
226 | $19,591,000 |
$86,000 | $630,000 |
$46,000 | $216,000 |
| Hispanic |
31 | $3,390,000 |
$109,000 | $417,000 |
$60,000 | $407,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $163,000 |
$81,000 | $107,000 |
$36,000 | $57,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
281 | $29,647,000 |
$105,000 | $417,000 |
$61,000 | $954,000 |
| White |
1,275 | $136,526,000 |
$107,000 | $555,000 |
$59,000 | $756,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,831 | $190,970,000 |
$104,000 | $630,000 |
$58,000 | $954,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
358 | $43,012,000 |
$120,000 | $630,000 |
$68,000 | $954,000 |
| Application Denied By Financial Institution |
192 | $19,678,000 |
$102,000 | $555,000 |
$49,000 | $132,000 |
| Application Withdrawn By Applicant |
7 | $518,000 |
$74,000 | $112,000 |
$60,000 | $97,000 |
| File Closed For Incompleteness |
17 | $1,669,000 |
$98,000 | $225,000 |
$47,000 | $177,000 |
| Loan Originated |
689 | $72,186,000 |
$104,000 | $417,000 |
$61,000 | $412,000 |
| Loan Purchased By The Institution |
362 | $35,331,000 |
$97,000 | $380,000 |
$55,000 | $152,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
206 | $18,576,000 |
$90,000 | $247,000 |
$43,000 | $151,000 |
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| Collateral |
8 | $580,000 |
$72,000 | $104,000 |
$44,000 | $110,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
107 | $9,639,000 |
$90,000 | $247,000 |
$43,000 | $125,000 |
| Debt-To-Income Ratio |
26 | $2,946,000 |
$113,000 | $320,000 |
$37,000 | $82,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
3 | $357,000 |
$119,000 | $180,000 |
$50,000 | $56,000 |
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Mortgage Loan App Totals for WRIGHT-PATT FINANCIAL GROUP by:
Metropolitan Area And
County
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