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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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YOUR BEST RATE FINANCIAL L.L.C
Mortgage Loans and Application Details
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| Mortgage Company Name |
YOUR BEST RATE FINANCIAL L.L.C |
| Address | 5909 PEACHTREE DUNWOODY RD SUITE 700
ATLANTA, GA 30328 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 502 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $73,861,000 |
| Average Mortgage Loan Amount Applied For | $145,854 |
| Highest Mortgage Loan Amount Applied For | $760,000 |
| Average Applicant Income | $73,718 |
| Highest Applicant Income | $425,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
105 | $14,574,000 |
$205,125 | $463,000 |
$102,750 | $409,000 |
| Refinancing |
424 | $62,715,000 |
$133,941 | $760,000 |
$68,352 | $425,000 |
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| American Indian or Alaskan Native |
1 | $302,000 |
$302,000 | $302,000 |
$191,000 | $191,000 |
| Asian |
3 | $625,000 |
$208,333 | $238,000 |
$90,333 | $130,000 |
| Black or African American |
65 | $8,182,000 |
$119,285 | $389,000 |
$66,857 | $167,000 |
| Hispanic |
7 | $843,000 |
$110,750 | $180,000 |
$56,750 | $86,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $164,000 |
$164,000 | $164,000 |
$95,000 | $95,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
142 | $20,729,000 |
$137,687 | $640,000 |
$71,812 | $425,000 |
| White |
310 | $46,444,000 |
$132,500 | $760,000 |
$69,000 | $409,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
529 | $77,289,000 |
$135,000 | $760,000 |
$70,000 | $425,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $1,360,000 |
$189,666 | $402,000 |
$81,666 | $96,000 |
| Application Withdrawn By Applicant |
16 | $2,491,000 |
$128,857 | $303,000 |
$82,142 | $250,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
506 | $73,438,000 |
$139,187 | $760,000 |
$71,500 | $425,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for YOUR BEST RATE FINANCIAL L.L.C by:
Metropolitan Area And
County
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